15608 MELPORT CIRCLE, PORT CHARLOTTE, FL, 33981
Active40 days on marketListed Jun 29, 2026MLS #D6147905
About this home
15608 MELPORT CIRCLE
Canal-Front Pool Home | Port Charlotte/Gulf Access | New Roof 2025 | HVAC Replaced 2021 | Transferable Flood Insurance | Customize Your Dock | South Gulf Cove | A-Rated Schools | Aggressively Priced at $500,000 Welcome to 15608 Melport Circle in the highly sought-after waterfront community of South Gulf Cove in Port Charlotte — a rare opportunity to own a beautifully maintained 3-bedroom, 2-bath pool home with direct canal frontage at an exceptional value. This move-in-ready residence offers immediate waterfront living with easy access to some of Southwest Florida’s best boating and fishing. Just one bridge away from sailboat water, this property is protected by a lock system that leads straight into Charlotte Harbor and ultimately to the Gulf of Mexico. While there is currently no dock or boat lift in place, the canal allows you to install your own custom dock and lift — giving you the freedom to design exactly the waterfront setup that matches your boating lifestyle. This added flexibility and opportunity for personalization is already reflected in the aggressively priced $500,000 listing. Inside, the home features a bright, open layout perfect for relaxing or entertaining. The sparkling pool and spacious lanai create an ideal indoor-outdoor Florida lifestyle, where you can enjoy morning coffee while watching wildlife interact with the water. The home sits on a nice lot with room to relax, entertain, or add your personal touches. Prime Location on Florida’s Suncoast: Minutes from beautiful golf courses Quick access to the pristine beaches of Boca Grande and Manasota Key Top-rated A schools: Lemon Bay High School, L.A. Ainger Middle School, and Vineland Elementary Centrally located between three major airports, making travel effortless for snowbirds, families, or remote professionals Priced aggressively at $500,000, this motivated seller has already relocated out of state and is ready to see a quick, clean sale. Properties like this — true canal-front pool homes with protected deep-water access in South Gulf Cove — rarely come available at this price point in Port Charlotte. Don’t miss your chance to secure this waterfront gem and create your perfect boating paradise. Schedule your private showing today and start living the Southwest Florida lifestyle you’ve been dreaming of! Contact me for more details, a virtual tour, or to arrange a showing. Serious buyers only — this one won’t last long at this price.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,166
Sqft
0.23 ac
Lot size
2
Garage
2002
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,727 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,727/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.1%
$/sqft vs SOUTH GULF COVE
$229 vs $289
Days on market
40 vs 60 typical
Where $229/sqft sits among the 15 homes for sale in SOUTH GULF COVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 15
SOUTH GULF COVE have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1153% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15608 MELPORT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$510,000
9542 SPRING CIRCLE · same community
3 bd · 2.5 ba · 2,142 sqft · $238/sqft · 383 DOM
Sold · Jun ’26$675,000
9364 MIAMI · same community
3 bd · 3 ba · 2,192 sqft · $308/sqft · 164 DOM
Sold · Aug ’25$425,000
14346 SAN DOMINGO BOULEVARD · same community
4 bd · 2.5 ba · 2,249 sqft · $189/sqft · 167 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15608 MELPORT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15608 MELPORT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15608 MELPORT CIRCLE FAQs
What would the monthly payment be for 15608 MELPORT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,727/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15608 MELPORT CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15608 MELPORT CIRCLE?+
The most recent tax bill on record (2025) was $5,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15608 MELPORT CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $495,000, this home is listed about 50% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 15608 MELPORT CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$495,000 runs 1153% above the PORT CHARLOTTE 33981 median — but at 2,166 sqft it's also 32% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $575,000, now $495,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Benjamin Webb. MLS #D6147905.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 15608 MELPORT CIRCLE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →