
15140 LYNEBURG AVENUE, PORT CHARLOTTE, FL, 33981
Active400 days on marketListed Jul 14, 2025MLS #N6139658
About this home
15140 LYNEBURG AVENUE
WATERFRONT GEM ON CANAL WITH SAILBOAT WATER, A NEW COMPOSITE DOCK, AND A 10K BOAT LIFT, NEW METAL ROOF– NO bridges to the Gulf of Mexico. Bring Your Sailboat Or Cruising boat and live the Florida Lifestyle! This beautifully maintained 3-bedroom, 2-bath waterfront home offers direct canal sailboat access to the Gulf and is packed with features perfect for boating enthusiasts and Florida living. Nestled on a sea-walled lot in the South Gulf Cove waterfront community, this light and airy home boasts lush landscaping and thoughtful upgrades to set the tone for relaxed coastal living. Step inside to find an open, bright floor plan with vaulted and tray ceilings, plant shelving, and large sliders that flood the home with natural light and lead to a spacious screened lanai. The great room and formal dining area flow seamlessly for entertaining or quiet evenings. The updated kitchen is a chef’s delight with new marble countertops, ample cabinetry, generous counter space, a breakfast bar, and a dinette with a second set of sliders to the lanai. The spacious primary suite is a true retreat with tray ceilings, lanai access, his-and-her closets, and a luxurious bath with dual sinks, cultured marble garden tub, and a glass-enclosed shower. Additional home features include: Oversized guest bedroom with vaulted ceiling and closet, Third bedroom with walk-in closet, currently used as an office, with lanai access. It features a guest bath with tub and cultured marble vanity, a large laundry room with abundant storage and closet space, a screened garage door with utility cabinets, a utility sink, and a built-in workbench. For extra parking, it features a large CAR/RV/BOAT PARKING pad, PLUS it offers a large backyard wood deck for entertaining and grilling while enjoying the water view. Located just minutes from open water, this home is your ticket to Florida’s best boating, fishing, and waterfront living. Get ready to explore the canal system that leads to the Myakka River, Charlotte Harbor, and the Gulf. South Gulf Cove is a truly special waterfront community. Discover excellent shopping, restaurants, world-class golf courses, Englewood, Manasota Key, Punta Gorda, Fishermen’s Village, and the Gulf beaches of Boca Grande. South Gulf Cove community residents enjoy coastal living with over 50 miles of navigable waterways, a marina and boat launch, a VOLUNTARY ASSOCIATION WITH CLUBHOUSE, parks, playgrounds, and sidewalks for biking and walking. Golf courses, fine dining, multiple airports, and pristine beaches make this an ideal place to call HOME.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,867
Sqft
0.23 ac
Lot size
2
Garage
1996
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.7%
$/sqft vs SOUTH GULF COVE
$245 vs $299
Days on market
400 vs 59 typical
Where $245/sqft sits among the 13 homes for sale in SOUTH GULF COVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
8 of 13
SOUTH GULF COVE have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1074% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15140 LYNEBURG AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$410,000
16083 LANKFORD COURT · same community
3 bd · 2 ba · 1,962 sqft · $209/sqft · 9 DOM
Sold · May ’26$450,000
15029 ALSASK CIRCLE · same community
3 bd · 2 ba · 1,985 sqft · $227/sqft · 32 DOM
Sold · Dec ’25$525,000
15448 AVERY ROAD · same community
3 bd · 2 ba · 2,081 sqft · $252/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15140 LYNEBURG AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15140 LYNEBURG AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15140 LYNEBURG AVENUE FAQs
What would the monthly payment be for 15140 LYNEBURG AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,591/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15140 LYNEBURG AVENUE?+
The most recent tax bill on record (2024) was $6,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15140 LYNEBURG AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $458,000, this home is listed about 39% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 15140 LYNEBURG AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$458,000 runs 1074% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
400 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $458,000 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRAND HOMES REAL ESTATE · Liz Van Osdol. MLS #N6139658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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