3239 OSPREY LN, PORT CHARLOTTE, FL, 33953
Active47 days on marketListed Jun 20, 2026MLS #D6147770
About this home
3239 OSPREY LN
A Florida Story Worth Living… Welcome Home to 3239 Osprey Lane. There are homes that check boxes — and then there are homes that change the way you feel the moment you walk through the door. 3239 Osprey Lane is the latter. Set within the lush, resort-style haven of Riverwood, this beautifully maintained, Home Warranty included, turnkey-furnished residence offers a lifestyle that blends comfort, ease, and pure Florida joy. Step inside and discover a home filled with warmth and natural light. The open great room invites conversation and connection, flowing effortlessly into the dining area and well-appointed kitchen. Every detail feels intentional — from the stylish new bar stools to the updated fans that complement the home’s breezy, coastal feel. The king-size Sleep Number bed in the primary suite elevates everyday living into everyday luxury. But the heart of this home is outside. Your private saltwater pool shimmers under the Florida sun, offering a peaceful retreat framed by nature and privacy. With a new pool heater and new pool pump, relaxation comes without worry — just slip into the water, breathe in the quiet, and let the day melt away. Hurricane shutters provide peace of mind, ensuring the home is protected during storm season. And then… there’s the lifestyle that only Riverwood has. Residents enjoy a championship golf course, resort-style pools, pickleball, tennis, fitness center, dog parks, walking trails, and a vibrant social calendar. But the crown jewel — and one of the rarest opportunities in the community — is the Riverwood Beach Club on Manasota Key This home includes a coveted BEACH CLUB MEMBERSHIP that allows the new owner to skip the 2-year waitlist. A benefit that transforms beach days into a private, effortless escape. Whether you’re seeking a seasonal retreat, a full-time residence, or a place where life simply feels lighter, 3239 Osprey Lane offers a story worth stepping into — one of comfort, beauty, and the best of Florida living. Close to Coastal beaches, Dining, Shopping and charming towns of Punta Gorda, Boca Grande, Englewood, and Venice. Turn the key. Settle in. Start living the Riverwood lifestyle you’ve been dreaming of.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,584
Sqft
0.2 ac
Lot size
2
Garage
1998
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,318 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,318/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.7%
$/sqft vs RIVERWOOD
$220 vs $253
Days on market
47 vs 59 typical
Where $220/sqft sits among the 31 homes for sale in RIVERWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside El Jobean
Get to know Port Charlotte. See the full Port Charlotte guide →
El Jobean — neighborhood snapshot
Population
1,901
Median age
70
Median income
$84,199
Median home value
$300,865
Avg household
2
Households w/ children
28%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
12 of 31
RIVERWOOD have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1482% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3239 OSPREY LN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$362,000
3179 OSPREY LANE · same community
3 bd · 2 ba · 1,617 sqft · $224/sqft · 179 DOM
Sold · Jan ’26$275,000
4620 CLUB DRIVE UNIT 102 · same community
2 bd · 2 ba · 1,626 sqft · $169/sqft · 139 DOM
Sold · Oct ’25$363,000
3300 PENNYROYAL ROAD · same community
2 bd · 2 ba · 1,631 sqft · $223/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3239 OSPREY LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3239 OSPREY LN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3239 OSPREY LN FAQs
What would the monthly payment be for 3239 OSPREY LN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,318/mo — principal and interest, the actual property-tax bill, the $368/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3239 OSPREY LN?+
The association fee works out to $368 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3239 OSPREY LN?+
The most recent tax bill on record (2025) was $7,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3239 OSPREY LN?+
The listing reports pets: Breed Restrictions, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $348,000, this home is listed about 5% above the Port Charlotte median of $332,425. The market section on this page shows how the area is trending.
Which schools are assigned to 3239 OSPREY LN?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RIVERWOOD REALTY · Janice Fanstill. MLS #D6147770.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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