3275 OSPREY LANE, PORT CHARLOTTE, FL, 33953
Active53 days on marketListed Jun 17, 2026MLS #D6147766
About this home
3275 OSPREY LANE
**Best-Priced Pool Home in Riverwood — $330,000** **Move-In Ready • Updated • Quick-Sale Opportunity** A rare second chance just opened up in Riverwood. Recently purchased and beautifully cared for, this charming **3-bedroom, 2-bath pool home** is back on the market due to an unexpected life change — creating an exceptional opportunity for a buyer who wants value, comfort, and a Florida lifestyle. Set on a quiet, tree-lined street in Riverwood’s award-winning **gated golf and resort community**, this home blends warmth, privacy, and thoughtful updates with a sparkling **private pool** perfect for year-round enjoyment. **Recent Upgrades & Peace-of-Mind Improvements** The previous owner invested in meaningful enhancements, giving the next buyer confidence and comfort from day one: **Newer roof** **Updated AC system** for efficient cooling **Modern kitchen upgrades** including refreshed appliances **Enhanced landscaping** and recent exterior painting ** Remodeled pool** with resurfaced pebble tec pool, FloCo rubberized cool deck, update pool equipment and inviting outdoor living space. **Inviting Interior & Easy-Living Layout** - Bright, open living and dining spaces with abundant natural light - Spacious primary suite with walk-in closet and private bath - Guest bedroom and bath ideally positioned for privacy - Neutral finishes that work with any style - Sliding doors leading to the screened lanai and pool deck — perfect for morning coffee or sunset relaxation **Your Florida Lifestyle Starts Here** Enjoy your own private pool **plus** Riverwood’s unmatched amenities: championship golf, pickleball, tennis, fitness center, resort pool, dog parks, walking trails, and a vibrant social scene — all within minutes of Gulf beaches, dining, and shopping. Riverwood stands as a premier community in Southwest Florida, offering an exquisitely landscaped setting along the tranquil Myakka River, nestled between Fort Myers and Sarasota in Port Charlotte. Spanning 1300 acres, Riverwood's master-planned community seamlessly blends natural beauty with modern living trends. Riverwood Golf Club is recognized as a Golf Digest-rated 4 ½ star Golf Course, and Riverwood Beach Club on the Gulf of Mexico on Manasota key offers memberships based on availability. **Priced for Immediate Action — Not a Distressed Sale** At **$330,000**, this is **the best-priced pool home in Riverwood**, offering tremendous value for buyers seeking a move-in-ready home with updates already completed. Opportunities like this don’t last long. **Schedule your showing today and secure one of Riverwood’s strongest values before it’s gone. **
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,773
Sqft
0.16 ac
Lot size
2
Garage
2003
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,034 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,034/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.7%
$/sqft vs RIVERWOOD
$186 vs $254
Days on market
53 vs 60 typical
Where $186/sqft sits among the 31 homes for sale in RIVERWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside El Jobean
Get to know Port Charlotte. See the full Port Charlotte guide →
El Jobean — neighborhood snapshot
Population
1,901
Median age
70
Median income
$84,199
Median home value
$300,865
Avg household
2
Households w/ children
28%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
11 of 31
RIVERWOOD have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1400% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3275 OSPREY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$245,000
3303 GRAND VISTA COURT UNIT 201 · same community
3 bd · 2 ba · 1,766 sqft · $139/sqft · 51 DOM
Sold · Oct ’25$342,000
3238 OSPREY LANE · same community
3 bd · 2 ba · 1,765 sqft · $194/sqft · 130 DOM
Sold · Mar ’26$365,000
3389 PENNYROYAL ROAD · same community
2 bd · 2 ba · 1,762 sqft · $207/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3275 OSPREY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3275 OSPREY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3275 OSPREY LANE FAQs
What would the monthly payment be for 3275 OSPREY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,034/mo — principal and interest, the actual property-tax bill, the $337/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3275 OSPREY LANE?+
The association fee works out to $337 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3275 OSPREY LANE?+
The most recent tax bill on record (2025) was $5,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3275 OSPREY LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $330,000, this home is priced right at the Port Charlotte median.
Which schools are assigned to 3275 OSPREY LANE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RIVERWOOD REALTY · Janice Fanstill. MLS #D6147766.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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