1970 KENTUCKY AVENUE, ENGLEWOOD, FL, 34224
Active84 days on marketListed May 18, 2026MLS #D6147430
About this home
1970 KENTUCKY AVENUE
Rare opportunity to secure an oversized homesite in the heart of Grove City, an area gaining momentum for its revitalization and coastal appeal. This 12,300-square-foot lot has been recently cleared and leveled, offering a ready-made canvas for your new mobile or single-family home. With utility connections already in place, impact fees paid, an active water account, and underground electricity installed, much of the groundwork has been thoughtfully completed. A remaining pad from a previous mobile home provides an added head start for construction. Accented by charming trees that reflect classic Old Florida character, the property is ideally located just minutes from multiple pristine Gulf beaches, world-class fishing, and endless opportunities for boating and kayaking. Enjoy easy access to nearby marinas, golf courses, local dining, and shopping, everything you need to embrace the laid-back Florida lifestyle. This is a prime opportunity to build in a growing coastal community where convenience, recreation, and natural beauty come together effortlessly.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$763 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$763/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1970 KENTUCKY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$125,000
3220 HOLLY AVENUE · same community
1 bd · 1 ba · 384 sqft · $326/sqft · 115 DOM
Sold · Mar ’26$184,000
3141 10TH STREET · same community
2 bd · 1 ba · 816 sqft · $225/sqft · 41 DOM
Sold · Jun ’26$270,000
3000 BOURBON STREET · same community
2 bd · 2 ba · 988 sqft · $273/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1970 KENTUCKY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1970 KENTUCKY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1970 KENTUCKY AVENUE FAQs
What would the monthly payment be for 1970 KENTUCKY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $763/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1970 KENTUCKY AVENUE?+
The most recent tax bill on record (2025) was $1,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1970 KENTUCKY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $79,900, this home is listed about 78% below the Englewood median of $359,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1970 KENTUCKY AVENUE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Debi Benson, PA. MLS #D6147430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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