2801 12TH STREET, ENGLEWOOD, FL, 34224
Active157 days on marketListed Feb 28, 2026MLS #D6146386
About this home
2801 12TH STREET
NO HOA. Bring all offers, seller Motivated. Build New with your style and tastes. Welcome to your future home site. Tucked away in the Waterfront community of famous Grove City. This corner lot is perfect for your getaway with everything you need nearby. Manasota Key and Englewood Beach is less than 8 minutes away. As well as a nature park with walking trails that can lead to a view of the Intercoastal Waterway. A fisherman's/boater's dream with boat ramps, Intercoastal Waterway, access to out-islands, beaches, restaurants, shopping and golf all nearby.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$470 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$470/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 2801 12TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$125,000
3220 HOLLY AVENUE · same community
1 bd · 1 ba · 384 sqft · $326/sqft · 115 DOM
Sold · Mar ’26$184,000
3141 10TH STREET · same community
2 bd · 1 ba · 816 sqft · $225/sqft · 41 DOM
Sold · Jun ’26$270,000
3000 BOURBON STREET · same community
2 bd · 2 ba · 988 sqft · $273/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2801 12TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2801 12TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2801 12TH STREET FAQs
What would the monthly payment be for 2801 12TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $470/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2801 12TH STREET?+
The most recent tax bill on record (2025) was $754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Englewood?+
At $39,000, this home is listed about 89% below the Englewood median of $365,910. The market section on this page shows how the area is trending.
Which schools are assigned to 2801 12TH STREET?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ENGLEWOOD 34224 market on paper
$39,000 is 56% below the ENGLEWOOD 34224 median of $89,000.
02Time on market is leverage
157 days on market against a Englewood median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $45,000, now $39,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Bo Price. MLS #D6146386.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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