
15658 APPLEWHITE CIRCLE, PORT CHARLOTTE, FL, 33981
Active63 days on marketListed May 23, 2026MLS #D6147404
About this home
15658 APPLEWHITE CIRCLE
Welcome to this exceptional waterfront residence in South Gulf Cove offering Gulf access, luxury amenities, and unmatched garage space for the serious boating or car enthusiast. This meticulously maintained 3-bedroom, 2-bath home is a true showpiece situated on a key oversized lot on the Red Hook Waterway with outstanding curb appeal, lush tropical landscaping, and breathtaking intersecting canal views. The standout feature is the incredible 6-car garage complete with a vehicle lift, providing endless possibilities for collectors, hobbyists, workshop space, or additional storage. A large driveway and additional shed further enhance the property’s functionality and convenience. Step outside to your private waterfront paradise featuring an oversized dock with water, electric, and a spacious sitting area, along with a 10K boat lift for effortless access to the water. Enjoy quick access to the lock, only one bridge to open water with approximately 9-foot clearance, and easy boating access to the lagoon and Gulf waters. The spacious screened lanai showcases a sparkling saltwater pool, expansive outdoor living areas, and a private barbecue area designed for entertaining and enjoying the Florida lifestyle year-round. Take in spectacular sunrises and sunsets from your lanai while overlooking the serene intersecting canal setting. Inside, the home offers hardwood floors, crown molding throughout every room, spacious living areas, and pride of ownership throughout. Every detail has been carefully maintained, creating a move-in-ready property that combines comfort, elegance, and functionality. Ideally located close to shopping, dining, golf, beaches, and world-class boating and fishing, this rare waterfront opportunity offers the best of Southwest Florida living. The adjacent waterfront lot is also available separately under MLS #N6142531 through a different owner, presenting a unique opportunity for additional privacy, expansion, or investment potential.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,801
Sqft
0.31 ac
Lot size
6
Garage
2015
Year built
One
Levels
$427
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,138 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,138/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs PORT CHARLOTTE SEC 082
$427 vs $278
Days on market
63 vs 56 typical
Where $427/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 082
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 22
PORT CHARLOTTE SEC 082 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1825% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15658 APPLEWHITE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$590,000
15272 LAKELAND CIRCLE · same community
3 bd · 2 ba · 1,838 sqft · $321/sqft · 3 DOM
Sold · Apr ’26$325,000
10242 HALLENDALE DRIVE · same community
4 bd · 2 ba · 1,743 sqft · $186/sqft · 297 DOM
Sold · Apr ’26$646,901
15436 VISALIA ROAD · same community
3 bd · 2 ba · 1,868 sqft · $346/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15658 APPLEWHITE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15658 APPLEWHITE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15658 APPLEWHITE CIRCLE FAQs
What would the monthly payment be for 15658 APPLEWHITE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,138/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15658 APPLEWHITE CIRCLE?+
The most recent tax bill on record (2025) was $6,414. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $769,900, this home is listed about 130% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15658 APPLEWHITE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Bill Kennedy. MLS #D6147404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 15658 APPLEWHITE CIRCLE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


