15531 APPLEWHITE CIRCLE, PORT CHARLOTTE, FL, 33981
Active358 days on marketListed Aug 1, 2025MLS #O6325989
About this home
15531 APPLEWHITE CIRCLE
Under Construction. Welcome to 15531 Applewhite Circle, a light and bright five bedroom, three bathroom modern home set on a 10,000 sq ft lot surrounded by mature native landscaping that provides beauty and privacy. Located in one of Port Charlotte’s most desirable communities with no CDD, this property combines style, comfort, and superior design. Step inside this virtually staged home and experience a spacious open-concept layout filled with natural light and high-quality finishes. The kitchen features thick quartz countertops, luxury pendant lighting, and imported fixtures, while the bathrooms showcase premium imported tile, frameless glass showers, and designer faucets. Flooring throughout is real imported tile from Spain and Italy, not vinyl, ensuring lasting durability and elegance. Photos have been virtually staged to deliver inspiration! Wow—check out the outdoor patio and covered lanai design, perfect for relaxing or entertaining guests year-round. The paved driveway adds curb appeal and complements the beautifully landscaped yard. Enjoy community amenities including a clubhouse, picnic areas with tiki huts and barbecue pits, cornhole, a boat ramp, park with gazebo and walkways, fishing lagoon, fitness trail, and nature trail all for an optional association fee of only $10 per month. Experience modern Florida living at its finest where every detail is designed to impress. Schedule your showing today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
1,961
Sqft
0.26 ac
Lot size
2
Garage
2025
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,313 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,313/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 082
$250 vs $289
Days on market
358 vs 56 typical
Where $250/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 082
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 22
PORT CHARLOTTE SEC 082 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1125% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15531 APPLEWHITE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$620,000
15312 HENNIPEN CIRCLE · same community
3 bd · 2 ba · 1,964 sqft · $316/sqft · 83 DOM
Sold · Jul ’26$619,000
15128 HENNIPEN CIRCLE · same community
3 bd · 2 ba · 1,932 sqft · $320/sqft · 347 DOM
Sold · Jul ’26$547,000
15144 HENNIPEN CIRCLE · same community
4 bd · 2 ba · 1,930 sqft · $283/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15531 APPLEWHITE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15531 APPLEWHITE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15531 APPLEWHITE CIRCLE FAQs
What would the monthly payment be for 15531 APPLEWHITE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,313/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15531 APPLEWHITE CIRCLE?+
The most recent tax bill on record (2024) was $624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $490,000, this home is listed about 46% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15531 APPLEWHITE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$490,000 runs 1125% above the PORT CHARLOTTE 33981 median — but at 1,961 sqft it's also 20% larger than the typical Port Charlotte listing.
02Time on market is leverage
358 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $535,000, now $490,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEACHFRONT PROPERTIES REAL ESTATE · Ruth Valles. MLS #O6325989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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