David Ramirez
$349,900$370,0001 bd1 ba625 sqft$560 /sqft$2,580 /mo all-in ↓

788 HARMONY LANE, ENGLEWOOD, FL, 34223

Active77 days on marketListed May 8, 2026MLS #D6147356

Priced 10% below the ENGLEWOOD 34223 medianReduced $20KFully furnishedSingle Family ResidenceENGLEWOOD OF

About this home

788 HARMONY LANE

Spacious 3/4 Acre Property with a 2018 Built Home Near Manasota Key Beaches and the Charm of Dearborn Street! This is the perfect opportunity for those looking for a smaller 1 bedroom, 1 bathroom, 1 car garage home with ample space to build an estate size home, add a pool, or create the ideal setup for your RV, boats, and extra vehicles. The long circular driveway allows for easy in and out access with plenty of parking, while mature landscaping adds privacy from the street and neighboring properties. A large screened front lanai creates a welcoming outdoor space to relax. Inside, the home offers a modern style with stained concrete flooring throughout and a thoughtfully designed layout that makes the most of the space. The great room combines the kitchen and living areas with bright finishes and an open feel. The kitchen features wood soft close cabinetry, quartz countertops, a stainless steel farmhouse sink, raised breakfast bar, and an exterior access door for added convenience. The bedroom includes a walk-in closet and sliding glass doors leading to the rear lanai, while the bathroom offers a fully tiled walk-in shower and single vanity with quartz countertops. A dedicated laundry area with a utility sink is conveniently located in the garage.The spacious rear lanai is the perfect setting to unwind at the end of the day or gather with friends and family, while the backyard firepit adds warmth and ambiance to the outdoor space. A 10x12 storage shed provides additional room for tools and equipment. Additional highlights include a concrete pad with tie downs ideal for a boat or RV, a newer HVAC system with a transferable 10 year parts and labor warranty, hurricane impact windows, gutters around the home, and the property is being sold furnished so you can move right in and start enjoying it immediately. Home is in an AE flood zone with potentially assumable flood insurance, but buyers should verify coverage requirements with their preferred insurance agent. Located with easy access to Historic Dearborn Street, Manasota Key beaches, shopping, dining, and medical services, Englewood Beach is only about five miles away, making 788 Harmony Lane an ideal property for enjoying the best of the Englewood lifestyle while still offering room to grow.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

625

Sqft

0.75 ac

Lot size

1

Garage

2018

Year built

One

Levels

$560

Per sqft

Trees/Woods viewFurnishedPets allowed

Inside

FlooringConcrete
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingBoat · Circular Driveway · Driveway · Garage Door Opener · Golf Cart Parking · RV Parking
ExteriorLighting · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$2,467/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,580 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$206
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,580/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$206
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$560 vs $240

Days on market

77 vs 59 typical

Where $560/sqft sits among the 400 Englewood actives

166
104
69
21
15 · this home
25
$115–217$217–318$318–420$420–522$522–624$624+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Englewood Village

Map of 788 HARMONY LANE inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Old Englewood Village — neighborhood snapshot

Population

3,260

Median age

64

Median income

$60,523

Median home value

$320,216

Avg household

2

Households w/ children

124

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

182 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,900 $20K
May 8, 2026Listed at $370,000 · 77 days on market since
2018Built · ENGLEWOOD OF

Reality check

What actually sold near 788 HARMONY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

638 YALE STREETSold · Feb ’26

$285,000

638 YALE STREET · same community

2 bd · 1 ba · 672 sqft · $424/sqft · 12 DOM

635 LEWIS STREETSold · Jan ’26

$200,000

635 LEWIS STREET · same community

2 bd · 1 ba · 743 sqft · $269/sqft · 104 DOM

645 LEWIS STREETSold · Apr ’26

$165,000

645 LEWIS STREET · same community

2 bd · 1 ba · 744 sqft · $222/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 788 HARMONY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 788 HARMONY LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

788 HARMONY LANE FAQs

What would the monthly payment be for 788 HARMONY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,580/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 788 HARMONY LANE?+

The most recent tax bill on record (2025) was $2,467. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 788 HARMONY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $349,900, this home is listed about 5% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 788 HARMONY LANE?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ENGLEWOOD 34223 market on paper

$349,900 is 10% below the ENGLEWOOD 34223 median of $387,500.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $370,000, now $349,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6147356.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Englewood homes, in your inbox

Like 788 HARMONY LANE but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 10:07 AM UTC. The listing information on this page last changed on July 24, 2026 at 10:07 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 10:07 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 10:07 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.