
788 HARMONY LANE, ENGLEWOOD, FL, 34223
Active77 days on marketListed May 8, 2026MLS #D6147356
About this home
788 HARMONY LANE
Spacious 3/4 Acre Property with a 2018 Built Home Near Manasota Key Beaches and the Charm of Dearborn Street! This is the perfect opportunity for those looking for a smaller 1 bedroom, 1 bathroom, 1 car garage home with ample space to build an estate size home, add a pool, or create the ideal setup for your RV, boats, and extra vehicles. The long circular driveway allows for easy in and out access with plenty of parking, while mature landscaping adds privacy from the street and neighboring properties. A large screened front lanai creates a welcoming outdoor space to relax. Inside, the home offers a modern style with stained concrete flooring throughout and a thoughtfully designed layout that makes the most of the space. The great room combines the kitchen and living areas with bright finishes and an open feel. The kitchen features wood soft close cabinetry, quartz countertops, a stainless steel farmhouse sink, raised breakfast bar, and an exterior access door for added convenience. The bedroom includes a walk-in closet and sliding glass doors leading to the rear lanai, while the bathroom offers a fully tiled walk-in shower and single vanity with quartz countertops. A dedicated laundry area with a utility sink is conveniently located in the garage.The spacious rear lanai is the perfect setting to unwind at the end of the day or gather with friends and family, while the backyard firepit adds warmth and ambiance to the outdoor space. A 10x12 storage shed provides additional room for tools and equipment. Additional highlights include a concrete pad with tie downs ideal for a boat or RV, a newer HVAC system with a transferable 10 year parts and labor warranty, hurricane impact windows, gutters around the home, and the property is being sold furnished so you can move right in and start enjoying it immediately. Home is in an AE flood zone with potentially assumable flood insurance, but buyers should verify coverage requirements with their preferred insurance agent. Located with easy access to Historic Dearborn Street, Manasota Key beaches, shopping, dining, and medical services, Englewood Beach is only about five miles away, making 788 Harmony Lane an ideal property for enjoying the best of the Englewood lifestyle while still offering room to grow.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
625
Sqft
0.75 ac
Lot size
1
Garage
2018
Year built
One
Levels
$560
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,580 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,580/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$560 vs $240
Days on market
77 vs 59 typical
Where $560/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Englewood Village
Get to know Englewood. See the full Englewood guide →
Old Englewood Village — neighborhood snapshot
Population
3,260
Median age
64
Median income
$60,523
Median home value
$320,216
Avg household
2
Households w/ children
124
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
182 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 788 HARMONY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$285,000
638 YALE STREET · same community
2 bd · 1 ba · 672 sqft · $424/sqft · 12 DOM
Sold · Jan ’26$200,000
635 LEWIS STREET · same community
2 bd · 1 ba · 743 sqft · $269/sqft · 104 DOM
Sold · Apr ’26$165,000
645 LEWIS STREET · same community
2 bd · 1 ba · 744 sqft · $222/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 788 HARMONY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 788 HARMONY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
788 HARMONY LANE FAQs
What would the monthly payment be for 788 HARMONY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,580/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 788 HARMONY LANE?+
The most recent tax bill on record (2025) was $2,467. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 788 HARMONY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $349,900, this home is listed about 5% below the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 788 HARMONY LANE?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ENGLEWOOD 34223 market on paper
$349,900 is 10% below the ENGLEWOOD 34223 median of $387,500.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $370,000, now $349,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6147356.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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