David Ramirez
$455,0002 bd2 ba1,067 sqft$426 /sqft$3,259 /mo all-in ↓

425 YALE STREET, ENGLEWOOD, FL, 34223

Active294 days on marketListed Oct 12, 2025MLS #D6144141

Single Family ResidenceENGLEWOOD OF

About this home

425 YALE STREET

UNIQUE PROPERTY WITH SPECIALTY ZONING! THIS HOME IS LOCATED IN THE RESIDENTIAL COMMERCIAL TRANSITION OVERLAY DISTRICT ) VINTAGE CHARM & EASY INCOME! Lovingly updated, New Roof, Kitchen, Appliances, Flooring, Custom Shiplap Ceilings and Walls. LIGHT-BRIGHT-AIRY These sellers want to offer a savvy buyer the same unique opportunity to purchase BOTH (425 YALE ST. & 415 YALE ST.- PRICED SEPARATELY) to take advantage of this unique location and zoning use. This specialized zoning creates unique mixed-use opportunities for this location! *RCTOD provisions govern over the Unified Development Code. Bed & Breakfast, Galleries, Working Studios, and Offices are some of the many utilizations allowed here. Each home offers something a little different, hence the combination of the two properties secures the utmost creative usage. These properties are located in the Old Englewood Village neighborhood, just blocks from the Dearborn Street Downtown Business District with a wonderful selection of Specialty Stores, Inside / Outside Dining Options, Live Music Venues, Monthly Car Shows, Seasonal Farmers Market, Elsie Quirk Library, and Lemon Bay Playhouse are just some of the anchors for this lively and quaint downtown area. There are three Sarasota County Parks within a mile. LEMON BAY PARK & ENVIRONMENTAL CENTER offering hiking trails, birdwatching, fishing, grills, shelter, kayak & canoe launch. CHEROKEE STREET PARK offers transient docking, fishing pier, grills and shelter. INDIAN MOUND PARK offering picnic sites, grills, shelter, fishing and a PUBLIC BOAT RAMP that gives direct access to LEMON BAY and out to the GULF OF MEXICO. Revisualization and creating a "sense of place" in this downtown area of Old Englewood is offered here! New projects in the area are sure to transform and enhance this neighborhood's bright future! BE PART OF THE UPWARD TREND. No current leases hindering the use and potential for these properties. FLOOD ZONE X. Seller can close quickly which allows you to OPEN THIS UP NOW FOR IMMEDIATE INCOME AND SEASONAL RENTAL! CALL NOW!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,067

Sqft

0.18 ac

Lot size

1953

Year built

One

Levels

$426

Per sqft

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorLighting

Community & fees

Taxes (2024)$2,626/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,259 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property tax — 2024 actual bill$219
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,925
Interest rate6.00%
Loan term

Estimated payment

$3,259/mo

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property taxes (actual bill)$219
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $455K
$246KedgeAI estimate $259,742 · range $256K$268K$473K

vs edgeAI estimate

+75.2%

$/sqft vs Englewood actives

$426 vs $240

Days on market

294 vs 59 typical

Where $426/sqft sits among the 400 Englewood actives

171
110
63 · this home
17
10
29
$116–222$222–329$329–435$435–542$542–648$648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Englewood Village

Map of 425 YALE STREET inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Old Englewood Village — neighborhood snapshot

Population

3,260

Median age

64

Median income

$60,523

Median home value

$320,216

Avg household

2

Households w/ children

124

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

182 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Oct 12, 2025Listed at $455,000 · 294 days on market since
1953Built · ENGLEWOOD OF

Reality check

What actually sold near 425 YALE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

222 W WENTWORTH STREETSold · May ’26

$150,000

222 W WENTWORTH STREET · same community

2 bd · 1 ba · 1,080 sqft · $139/sqft · 7 DOM

639 YALE STREETSold · Jan ’26

$470,000

639 YALE STREET · same community

2 bd · 2 ba · 1,017 sqft · $462/sqft · 41 DOM

445 STEWART STREETSold · Nov ’25

$350,000

445 STEWART STREET · same community

2 bd · 2 ba · 1,156 sqft · $303/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 425 YALE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 425 YALE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

425 YALE STREET FAQs

What would the monthly payment be for 425 YALE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,259/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 425 YALE STREET?+

The most recent tax bill on record (2024) was $2,626. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $455,000, this home is listed about 23% above the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 425 YALE STREET?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$455,000 runs 17% above the ENGLEWOOD 34223 median.

02Time on market is leverage

294 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Judy Canero, LLC. MLS #D6144141.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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