4179 SPIRE STREET, PORT CHARLOTTE, FL, 33981
Active91 days on marketListed May 14, 2026MLS #D6147317
About this home
4179 SPIRE STREET
**PLEASE ENJOY THE 3D INTERACTIVE TOUR ASSOCIATED WITH LISTING**EXCEPTIONAL PENINSULA WATERFRONT ESTATE ON THE MYAKKA RIVER. Welcome to this stunning 4-bedroom, 5-bath waterfront residence, offering 3,197 square feet of thoughtfully designed living space on a rare peninsula setting on the Myakka River. Built in 2017, this exceptional home combines modern luxury with breathtaking natural surroundings—every room enjoys sweeping water views of the river or canal. WATERFRONT LIVING AT IT'S FINEST Boasting an impressive 580 feet of water frontage with approximately 400 feet of capped seawall and 325 feet of Stonehurst Sierra Paver captain’s walk, this property is a boater’s dream. A 900-square-foot dock provides access to: One 16,000 lb boat lift, one 8,000 lb covered boat lift, and one 8,000 lb lift designed for two wave runners. Enjoy effortless access to the river while surrounded by serene water vistas and abundant marine life. OUTDOOR OASIS Designed for both relaxation and entertaining, the outdoor features include: Oversized PebbleTec® saltwater swimming pool, New Built Rite pool heater, Stylish Nebula LED cage lighting, Lanai full width StormSmart hurricane roll down curtain, Screened entry landing, Riverfront porch, and Canal-side porch Paver driveway and elegant paver captain’s walk along both the canal and river seawall. An outdoor kitchen completes the experience, featuring all-stainless Blaze appliances, including a grill, refrigerator, and ice maker—perfect for waterfront gatherings. CONFORT, SECURITY & PEACE OF MIND This home is equipped with premium systems for convenience and security: Generac 22kW full-house generator HIKVision 16-channel video security camera system Irrigation system to maintain lush landscaping year-round REFINED INTERIOR LIVING Wake each morning to spectacular sunrises from the master bedroom, overlooking tranquil waters teeming with wildlife. The home’s open, light-filled design ensures that the beauty of the river and canal is always front and center, creating an atmosphere of calm and elegance throughout. Starlink Residential System Installed. A RARE OPPORTUNITY With its unparalleled waterfront access, expansive dockage, luxury amenities, and commanding views, this exceptional Myakka River estate offers a lifestyle few properties can match. Schedule your private showing and experience true Florida waterfront living at its finest.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,169
Sqft
0.81 ac
Lot size
3
Garage
2017
Year built
One
Levels
$852
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,081 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,081/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 060
$852 vs $298
Days on market
91 vs 60 typical
Where $852/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
14 of 23
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6823% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4179 SPIRE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$485,000
12411 COLE AVENUE · same community
3 bd · 2 ba · 2,527 sqft · $192/sqft · 236 DOM
Sold · May ’26$495,000
12403 COLE AVENUE · same community
3 bd · 3 ba · 2,496 sqft · $198/sqft · 19 DOM
Sold · Apr ’26$699,000
3069 STONE STREET · same community
3 bd · 2 ba · 2,444 sqft · $286/sqft · 329 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4179 SPIRE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4179 SPIRE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4179 SPIRE STREET FAQs
What would the monthly payment be for 4179 SPIRE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,081/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4179 SPIRE STREET?+
The most recent tax bill on record (2025) was $16,070. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4179 SPIRE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,700,000, this home is listed about 718% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4179 SPIRE STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Imelda Langley. MLS #D6147317.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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