David Ramirez
$3,450,000$3,800,000$21,952 /mo all-in ↓

201 WHEELER ROAD, BOCA GRANDE, FL, 33921

Active88 days on marketListed Apr 28, 2026MLS #D6147241

Reduced $350K

About this home

201 WHEELER ROAD

Framed by a protected Gulf view corridor and the unmistakable presence of the Gasparilla Island Lighthouse, 201 Wheeler Road occupies one of Boca Grande’s most visually powerful settings. To the north, a state-owned wildlife preserve provides lasting privacy and an irreplaceable sense of space—attributes rarely found together on the island. The 0.39-acre parcel is ideal for a signature redevelopment, supported by an existing duplex for immediate enjoyment or rental income. Few properties combine enduring view protection, conservation-land adjacency, and iconic-landmark proximity. This is a legacy-grade site offered at the most accessible price point in its class.

Facts & features

The home at a glance

0.39 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$22,585/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$21,952 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,616
PMI (est., until 20% equity)$1,294
Property tax — 2025 actual bill$1,882
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $345,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $345,000
Interest rate6.00%
Loan term

Estimated payment

$21,952/mo

Principal & interest$18,616
PMI (est., until 20% equity)$1,294
Property taxes (actual bill)$1,882
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Boca Grande

Map of 201 WHEELER ROAD

Get to know Boca Grande. See the full Boca Grande guide →

BOCA GRANDE 33921 — neighborhood snapshot

Population

633

Median age

68.3

Median income

$121,849

Median home value

$2,000,000

Avg household

1.6

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans buyer12.3 months of inventoryBuyer’s market

$1.6M$3.3M

Boca Grande median sold, yr/yr

91.5%

Sale-to-list ratio (12 mo)

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,450,000 $350K
Apr 28, 2026Listed at $3,800,000 · 88 days on market since

Reality check

What actually sold near 201 WHEELER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

340 PALM AVENUESold · Aug ’25

$2,850,000

340 PALM AVENUE

2 bd · 1 ba · 1,080 sqft · $2,639/sqft · 0 DOM

320 GULF BOULEVARD UNIT 3BSold · Mar ’26

$825,000

320 GULF BOULEVARD UNIT 3B

1 bd · 2 ba · 1,098 sqft · $751/sqft · 266 DOM

530 5TH STREET W UNIT 3Sold · Jan ’26

$2,319,000

530 5TH STREET W UNIT 3

2 bd · 2.5 ba · 1,248 sqft · $1,858/sqft · 140 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 201 WHEELER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 201 WHEELER ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

201 WHEELER ROAD FAQs

What would the monthly payment be for 201 WHEELER ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,952/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 201 WHEELER ROAD?+

The most recent tax bill on record (2025) was $22,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Boca Grande?+

At $3,450,000, this home is listed about 38% above the Boca Grande median of $2,497,500. The market section on this page shows how the area is trending.

Which schools are assigned to 201 WHEELER ROAD?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,450,000 runs 73% above the BOCA GRANDE 33921 median.

02Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $3,800,000, now $3,450,000 — a $350K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Carol Stewart. MLS #D6147241.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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