David Ramirez
$3,495,000$4,250,000$23,616 /mo all-in ↓

1639 JEAN LAFITTE DRIVE, BOCA GRANDE, FL, 33921

Active280 days on marketListed Oct 28, 2025MLS #D6144474

Reduced $755KWaterfrontBOCA GRANDE ISLES

About this home

1639 JEAN LAFITTE DRIVE

Located within the exclusive, gated community of Boca Grande Isles, this expansive western-facing waterfront homesite presents an unparalleled opportunity to create your coastal dream retreat. The property boasts 96 feet of direct water frontage on approximately 0.30 acres and offers seamless access to the Intracoastal Waterway and the Gulf without obstructing bridges. Conceptual house plans designed by the renowned architectural firm, Stofft Cooney, are available for both a one-story and two-story design, along with a current survey and a comprehensive site study to inspire your vision. Essential utilities, including electricity, sewer, and water, are in place, and the property has undergone extensive site preparation to ensure a smooth building process. A concrete seawall and a picturesque wooden dock provide immediate water access, while recent landscaping enhances privacy and natural beauty. Just moments from Boca Grande’s historic village, pristine beaches, and renowned boating community, this exceptional homesite is the perfect setting for an elegant island retreat. The listing agent is the owner.

Facts & features

The home at a glance

0.3 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesEast

Community & fees

HOA fee$138/mo
Taxes (2025)$37,783/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$23,616 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,859
PMI (est., until 20% equity)$1,311
Property tax — 2025 actual bill$3,149
HOA fee — from the listing$138
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $349,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $349,500
Interest rate6.00%
Loan term

Estimated payment

$23,616/mo

Principal & interest$18,859
PMI (est., until 20% equity)$1,311
Property taxes (actual bill)$3,149
HOA / condo fee$138
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Boca Grande Isles

Map of 1639 JEAN LAFITTE DRIVE inside its neighborhood boundary

Get to know Boca Grande. See the full Boca Grande guide →

Boca Grande Isles — neighborhood snapshot

Population

43

Median age

67

Median income

$250,001

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighIsland Coast High School★★★★
HighNorth Fort Myers High School★★★★
ElementaryThe Sanibel School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$1.6M$3.6M

Boca Grande median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 218% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,495,000 $755K
Oct 28, 2025Listed at $4,250,000 · 280 days on market since

Reality check

What actually sold near 1639 JEAN LAFITTE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1671 JOSE GASPAR DRIVESold · Jul ’26

$3,750,000

1671 JOSE GASPAR DRIVE · same community

4 bd · 4 ba · 2,301 sqft · $1,630/sqft · 44 DOM

1629 JEAN LAFITTE DRIVESold · Aug ’25

$5,300,000

1629 JEAN LAFITTE DRIVE · same community

4 bd · 5 ba · 3,320 sqft · $1,596/sqft · 129 DOM

1601 JEAN LAFITTE DRIVESold · Jun ’26

$5,325,000

1601 JEAN LAFITTE DRIVE · same community

4 bd · 4.5 ba · 4,055 sqft · $1,313/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1639 JEAN LAFITTE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1639 JEAN LAFITTE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1639 JEAN LAFITTE DRIVE FAQs

What would the monthly payment be for 1639 JEAN LAFITTE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,616/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1639 JEAN LAFITTE DRIVE?+

The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1639 JEAN LAFITTE DRIVE?+

The most recent tax bill on record (2025) was $37,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1639 JEAN LAFITTE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $3,495,000, this home is listed about 55% above the Boca Grande median of $2,250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1639 JEAN LAFITTE DRIVE?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Cape Coral High School (high), Island Coast High School (high), North Fort Myers High School (high), The Sanibel School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$3,495,000 runs 218% above the BOCA GRANDE 33921 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

280 days on market against a Boca Grande median of 115 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Cape Coral High School, Island Coast High School, North Fort Myers High School, The Sanibel School — The Island School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $4,250,000, now $3,495,000 — a $755K cut. The full history is in the market section below.

Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT · Rich Taylor. MLS #D6144474.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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