
8050 TRACY CIRCLE, PORT CHARLOTTE, FL, 33981
Active92 days on marketListed Apr 24, 2026MLS #D6147172
About this home
8050 TRACY CIRCLE
WOW, this home has it all! Exceptional waterfront living in the highly sought-after waterfront community of South Gulf Cove on 2 lots with 182 feet of seawall, plus an additional 153x85x140 ft. lot across the street with its own fire pit area. This beautifully maintained property offers 3 bedrooms, 2 bathrooms, plus a pool bath, along with an impressive blend of indoor comfort, outdoor living, boating amenities, and incredible garage and storage space. From the moment you arrive, you’ll notice the screened front entry, electric roll-down front door closure, and lush mature landscaping surrounding this meticulously manicured property. Inside, the home showcases beautiful architectural details throughout, including chair rail in the dining area, a tray ceiling in the primary bedroom, and under-vanity lighting in the primary bath. The kitchen features granite countertops, a custom bar to match, and a custom-built pantry. This home is loaded with upgrades, including 3-zone HVAC controls, ADT alarm on both the house and detached garage, 8 security cameras with recorder and TV, Manabloc plumbing, water softener, and a 5-stage reverse osmosis system plumbed to the refrigerator and laundry tub. Additional features include pull-down attic storage with plywood flooring, 8-zone irrigation, two drilled wells for lawn watering, upgraded St. Augustine grass, Regency ceiling fans, and accordion storm shutters with additional acrylic panels for select windows. The outdoor space is just as impressive. Enjoy the pool with a new saltwater chlorinator system and pool heater replaced in 2024, added pool closet storage with shelving is a bonus, 2 outdoor Bose speakers, and 6 interior speakers powered by a Yamaha sound system. A paver walkway leads to the 7x30 cement dock, with additional paver access along the right side of the home from front to back. Boaters will love the 10,000 lb boat lift, 29' canopy cover, and 24' aluminum walk plank. Car lovers, hobbyists, and anyone needing serious storage will appreciate the attached double garage, plus a single garage ideal for a craft room, workshop, hobby space, fitness area, or flex space. The standout feature is the detached 24x48 garage with an 18x10 overhead door, wired for a generator and perfect for a car collection, boat storage, RV or trailer storage, workshop, business equipment, or recreational gear. Located in one of Charlotte County’s most desirable waterfront communities, South Gulf Cove is a boater’s dream with 55 miles of canals, a short ride to the Zephyr Waterway and one bridge to open water. Convenient to boating, fishing, Gulf beaches, golf courses, dining, and more, this property offers the ultimate Florida lifestyle. Pride of ownership shines throughout, and with most furnishings and features already in place, this home is nearly turnkey with only a few excluded items. Opportunities like this are rare. With exceptional waterfront access, extensive garage space, premium upgrades, and beautifully maintained grounds, this is truly one of South Gulf Cove’s standout properties.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,632
Sqft
0.69 ac
Lot size
7
Garage
2002
Year built
One
Levels
$380
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,618 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,618/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.3%
$/sqft vs PORT CHARLOTTE SEC 093
$380 vs $317
Days on market
92 vs 56 typical
Where $380/sqft sits among the 39 homes for sale in PORT CHARLOTTE SEC 093
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
15 of 39
PORT CHARLOTTE SEC 093 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2400% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 8050 TRACY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$545,000
15484 ALSASK CIRCLE · same community
4 bd · 3 ba · 2,598 sqft · $210/sqft · 242 DOM
Sold · May ’26$730,000
8144 ANTWERP CIRCLE · same community
4 bd · 3 ba · 2,557 sqft · $285/sqft · 364 DOM
Sold · Mar ’26$635,000
8228 TECUMSEH CIRCLE · same community
3 bd · 2.5 ba · 2,498 sqft · $254/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8050 TRACY CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8050 TRACY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8050 TRACY CIRCLE FAQs
What would the monthly payment be for 8050 TRACY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,618/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8050 TRACY CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8050 TRACY CIRCLE?+
The most recent tax bill on record (2025) was $8,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8050 TRACY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $999,900, this home is listed about 198% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8050 TRACY CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Mark Vaccaro. MLS #D6147172.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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