400 S GULF BOULEVARD, PLACIDA, FL, 33946
Active117 days on marketListed Mar 30, 2026MLS #D6146815
About this home
400 S GULF BOULEVARD
STUNNING GULF-TO-BAY ISLAND ESTATE in the exclusive, gated community of Bocilla Beach to Bay on Don Pedro Island. Situated on ¾ of an acre with over 130 feet of direct beachfront, this rare property offers unmatched privacy, framed by lush tropical landscaping and the serene beauty of the Gulf. Designed for the ultimate coastal lifestyle, the property includes a private deeded dock with a 10,000 lb covered boat lift and access to the ICW & Gulf in minutes. Offered turnkey furnished, this home also includes a new golf cart, making island living effortless from the moment you arrive. The residence features 4 bedrooms, 3.5 baths, plus an upstairs office showcasing a wall of windows with sweeping views of the turquoise Gulf waters. A 3-stop elevator services all levels, leading to an upper floor where the primary suite—and a potential second primary—overlook the quiet, pristine beach. The main living area is bright and inviting, with new hurricane-rated sliding glass doors opening to a spacious screened lanai, allowing coastal breezes to flow throughout. Downstairs, a massive shaded deck creates the perfect space for year-round outdoor living and entertaining. Additional highlights include a newer metal roof, new A/C system, hurricane shutters, golf cart garage, and abundant storage. Bocilla Beach to Bay offers an ultra-private island lifestyle with amenities including a community pool, tennis courts, and a golf cart bridge. This is a rare opportunity to own a true Gulf-to-Bay estate where boating, beachcombing, and breathtaking sunsets are part of everyday life.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,845
Sqft
0.76 ac
Lot size
2001
Year built
Two
Levels
$1,388
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$26,193 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$26,193/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$1,388 vs $365
Days on market
117 vs 91 typical
Where $1,388/sqft sits among the 164 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
67 of 164
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11186% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 S GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,750,000
90 BUCCANEER BEND
3 bd · 3 ba · 2,834 sqft · $618/sqft · 25 DOM
Sold · Mar ’26$400,000
10540 AMBERJACK WAY UNIT 302
4 bd · 3 ba · 2,761 sqft · $145/sqft · 869 DOM
Sold · Apr ’26$3,750,000
55 SPYGLASS ALLEY
3 bd · 2.5 ba · 2,660 sqft · $1,410/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 S GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 S GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 S GULF BOULEVARD FAQs
What would the monthly payment be for 400 S GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,193/mo — principal and interest, the actual property-tax bill, the $750/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 S GULF BOULEVARD?+
The association fee works out to $750 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 S GULF BOULEVARD?+
The most recent tax bill on record (2025) was $29,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 S GULF BOULEVARD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $3,950,000, this home is listed about 509% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 S GULF BOULEVARD?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,950,000 runs 11186% above the PLACIDA 33946 median — but at 2,845 sqft it's also 59% larger than the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $750/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Courtney DeFilippis. MLS #D6146815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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