7446 PALM ISLAND DRIVE UNIT 3511, PLACIDA, FL, 33946
Active137 days on marketListed Mar 20, 2026MLS #D6146674
About this home
7446 PALM ISLAND DRIVE UNIT 3511
Enjoy serene island living with picturesque views just beyond your doorstep. This inviting coastal retreat features a bright, well-appointed kitchen with crisp white cabinetry, ample counter space, and a full complement of appliances—perfect for effortless everyday living or hosting guests. The open pass-through design connects seamlessly to the living and dining areas, enhancing the light, airy feel throughout. Upgraded wood panel doors are featured throughout, even on the laundry closet. Washer and dryer are new. Tiled throughout for ease of cleaning. Enjoy the screened porch in comfort with the sea breezes blowing. Step outside to take in the beautiful swaying palms and winding paths that lead directly toward the Gulf. Find the 7 miles of pristine sandy beach and sparkling blue waters, offering the ultimate backdrop for relaxation. Located within an exclusive island community accessible by ferry or private boat, this property provides a peaceful, away-from-it-all setting while still offering resort-style amenities including community pool, on site dining, a vibrant tennis and pickle ball program, fitness room and classes plus a calendar of other activities. Located between Ft. Myers and Sarasota a commute from a few area airports is convenient, TPA, RSW, RGD, SRQ and PIE too. This villa is ready and waiting for you, bring your personal items and start enjoying the essence of Southwest Florida coastal living. This villa has not been in the rental and is in pristine condition and fully furnished for enjoying immediately.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
668
Sqft
1986
Year built
One
Levels
$418
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.5%
$/sqft vs Placida actives
$418 vs $355
Days on market
137 vs 91 typical
Where $418/sqft sits among the 151 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
63 of 151
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 697% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 7446 PALM ISLAND DRIVE UNIT 3511
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$82,500
7446 PALM ISLAND DRIVE UNIT 3514 · same community
1 bd · 1 ba · 668 sqft · $124/sqft · 831 DOM
Sold · Jul ’26$65,000
8321 BAYSIDE AVENUE
2 bd · 1 ba · 672 sqft · $97/sqft · 12 DOM
Sold · Jun ’26$252,500
7070 PLACIDA ROAD UNIT 1121
1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7446 PALM ISLAND DRIVE UNIT 3511 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7446 PALM ISLAND DRIVE UNIT 3511 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7446 PALM ISLAND DRIVE UNIT 3511 FAQs
What would the monthly payment be for 7446 PALM ISLAND DRIVE UNIT 3511?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7446 PALM ISLAND DRIVE UNIT 3511?+
The most recent tax bill on record (2025) was $3,420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7446 PALM ISLAND DRIVE UNIT 3511?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $279,000, this home is listed about 57% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7446 PALM ISLAND DRIVE UNIT 3511?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$279,000 runs 697% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $309,000, now $279,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALM ISLAND PROPERTIES INC · Lisa Halpin. MLS #D6146674.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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