6040 PALM POINT WAY, PLACIDA, FL, 33946
Active322 days on marketListed Sep 5, 2025MLS #D6143678
About this home
6040 PALM POINT WAY
If you're looking for privacy as well as quick boating access to Stump Pass and the Gulf of Mexico, this property is perfect for you. This oversized vacant land parcel is located in the gated community of Sabal Palm Point located at the north end of Palm Island. A future home would have full spectacular unobstructed views of the Lemon Bay Estuary and Intercoastal Waterway as well as potential possible views of Stump Pass and of the Gulf of Mexico. Access to this lot is by car ferry, golf cart or boat . Community boat dockage is located within yards of Stump Pass and the Gulf of Mexico. The docks are currently first come, first serve. There are 10 slips with a walkway of approximately 5ft wide by 60ft. long with no bridges to Gulf of Mexico. (all information to be verified by buyer or buyers agent). Beach access is just a quick golf cart ride away.
Facts & features
The home at a glance
0.76 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,206 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,206/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 614% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 6040 PALM POINT WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$82,500
7446 PALM ISLAND DRIVE UNIT 3514
1 bd · 1 ba · 668 sqft · $124/sqft · 831 DOM
Sold · Dec ’25$63,000
8194 ROBERT STREET
2 bd · 2 ba · 840 sqft · $75/sqft · 277 DOM
Sold · Aug ’25$137,000
4260 PLACIDA ROAD UNIT 13B
2 bd · 2 ba · 950 sqft · $144/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6040 PALM POINT WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6040 PALM POINT WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6040 PALM POINT WAY FAQs
What would the monthly payment be for 6040 PALM POINT WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,206/mo — principal and interest, the actual property-tax bill, the $257/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6040 PALM POINT WAY?+
The association fee works out to $257 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6040 PALM POINT WAY?+
The most recent tax bill on record (2024) was $2,491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6040 PALM POINT WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $249,900, this home is listed about 61% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6040 PALM POINT WAY?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$249,900 runs 614% above the PLACIDA 33946 median.
02Time on market is leverage
322 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kevin Mackin. MLS #D6143678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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