David Ramirez
$2,170,0004 bd4.5 ba2,764 sqft$785 /sqft$14,102 /mo all-in ↓

230 N GULF BOULEVARD, PLACIDA, FL, 33946

Active140 days on marketListed Mar 6, 2026MLS #D6146491

WaterfrontPrivate poolFully furnishedSingle Family ResidencePALM ISLAND ESTATES UN 1

About this home

230 N GULF BOULEVARD

You will want to see this unique property with a guest house, pool and dock with stunning views of the beach and Gulf. Located on two lots across the road from the beach. The interior of the main home exudes elegance and warmth with Brazilian cherry wood floors, wood cabinets, Brazilian granite countertops and backsplash and stainless steel GE appliances. A huge deck extending the length of the home off the living area faces the Gulf and beach, so you can witness the ever changing glorious sunsets. Two guest bedrooms and a bathroom are on one side and the primary bedroom with two separate bathrooms, one with a tub and one with shower, ensuite are on the other side that opens to the front deck with a view of the Gulf and beach. The guest house with a bedroom, bathroom, kitchen, laundry and separate entrance is over the downstairs deck with outdoor kitchen and half bath. Property is fully fenced for privacy with a swimming pool and dock on good boating water with no bridges to the ICW. The home has impact windows, exterior glass front doors and a lift. Being sold furnished with a golf cart. Great spaces for entertaining and/or renting. Located on Don Pedro-Knight-Palm Island, a bridgeless barrier island between Sarasota/Tampa to the north and Ft. Myers/Naples to the south. The islands are accessible via private boat or a 4 minute car passenger ferry ride. Enjoy all things "island", such as: searching for shells and sharks' s teeth on the beach, kayaking, fishing, boating, paddleboarding, swimming and just plain relaxing and breathing in the salt air. Buy your piece of paradise today!!!

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

2,764

Sqft

0.37 ac

Lot size

1993

Year built

Two

Levels

$785

Per sqft

Private poolWaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringTile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationStilt/On Piling
ViewPool · Water
FacesWest
ExteriorOutdoor Kitchen · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$17,025/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,102 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,709
PMI (est., until 20% equity)$814
Property tax — 2025 actual bill$1,419
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $217,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $217,000
Interest rate6.00%
Loan term

Estimated payment

$14,102/mo

Principal & interest$11,709
PMI (est., until 20% equity)$814
Property taxes (actual bill)$1,419
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Placida actives

$785 vs $381

Days on market

140 vs 91 typical

Where $785/sqft sits among the 163 Placida actives

65
36
18
15
13 · this home
16
$184–318$318–453$453–587$587–721$721–856$856+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 230 N GULF BOULEVARD

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

65 of 163

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6100% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Mar 6, 2026Listed at $2,170,000 · 140 days on market since
1993Built · PALM ISLAND ESTATES UN 1

Reality check

What actually sold near 230 N GULF BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

430 N GULF BOULEVARDSold · Dec ’25

$1,235,000

430 N GULF BOULEVARD · same community

3 bd · 3 ba · 1,772 sqft · $697/sqft · 31 DOM

14 PALM DRIVESold · Oct ’25

$852,500

14 PALM DRIVE · same community

3 bd · 2 ba · 1,218 sqft · $700/sqft · 184 DOM

10540 AMBERJACK WAY UNIT 302Sold · Mar ’26

$400,000

10540 AMBERJACK WAY UNIT 302

4 bd · 3 ba · 2,761 sqft · $145/sqft · 869 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 230 N GULF BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 230 N GULF BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

230 N GULF BOULEVARD FAQs

What would the monthly payment be for 230 N GULF BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,102/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 230 N GULF BOULEVARD?+

The most recent tax bill on record (2025) was $17,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 230 N GULF BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $2,170,000, this home is listed about 234% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 230 N GULF BOULEVARD?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,170,000 runs 6100% above the PLACIDA 33946 median — but at 2,764 sqft it's also 55% larger than the typical Placida listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ISLANDER PROPERTIES INC · Robin Madden. MLS #D6146491.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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