221 N GULF BOULEVARD UNIT A, PLACIDA, FL, 33946
Active154 days on marketListed Feb 19, 2026MLS #D6146245
About this home
221 N GULF BOULEVARD UNIT A
DIRECT BEACHFRONT TOWNHOME on "Palm" Island! If you’re dreaming of an island getaway with your toes in the sand instead of the snow, this beautifully renovated end-unit townhome delivers the ultimate coastal escape. Located on magical Palm Island, along the sparkling Gulf of America, you’ll enjoy front-row seats to breathtaking sunsets and miles of pristine, shell-strewn white-sand beaches. This 2-bedroom, 2.5-bath residence has been thoughtfully updated inside and out and is truly move-in ready. Features include hurricane-rated windows and sliders, a 2025 standing-seam metal roof, Hardy Board siding, newer A/C, plumbing, electrical, and appliances, plus an open, inviting floor plan filled with natural light. Step outside to an expansive and private beachfront deck—perfect for entertaining, dining, or simply soaking in the views. The primary suite also offers its own private deck, ideal for savoring nightly sunsets. Whether you’re seeking a personal island retreat or a high-performing investment property, this townhome checks all the boxes and has excellent rental potential. Palm Island is a bridgeless barrier island accessible by a short car ferry ride, preserving its laid-back Old Florida charm. Once here, enjoy golf cart rides, kayaking, boating, fishing, biking, and long, peaceful beach walks—far from the hustle and bustle of everyday life.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,486
Sqft
0.1 ac
Lot size
1986
Year built
Two
Levels
$871
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,285 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,285/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$871 vs $382
Days on market
154 vs 91 typical
Where $871/sqft sits among the 166 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
66 of 166
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3600% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 221 N GULF BOULEVARD UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$852,500
14 PALM DRIVE · same community
3 bd · 2 ba · 1,218 sqft · $700/sqft · 184 DOM
Sold · Dec ’25$1,235,000
430 N GULF BOULEVARD · same community
3 bd · 3 ba · 1,772 sqft · $697/sqft · 31 DOM
Sold · Oct ’25$620,000
180 BOCILLA DRIVE
2 bd · 2 ba · 1,507 sqft · $411/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 221 N GULF BOULEVARD UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 221 N GULF BOULEVARD UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
221 N GULF BOULEVARD UNIT A FAQs
What would the monthly payment be for 221 N GULF BOULEVARD UNIT A?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,285/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 221 N GULF BOULEVARD UNIT A?+
The most recent tax bill on record (2025) was $7,818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $1,295,000, this home is listed about 100% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 221 N GULF BOULEVARD UNIT A?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,295,000 runs 3600% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,395,000, now $1,295,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Courtney DeFilippis. MLS #D6146245.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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