7494 PALM ISLAND DRIVE UNIT 2224, PLACIDA, FL, 33946
Active163 days on marketListed Feb 25, 2026MLS #D6146320
About this home
7494 PALM ISLAND DRIVE UNIT 2224
Experience the ultimate in island living with this beautifully appointed 3 bedroom, 3 bath villa with bonus room located directly on the Gulf. Elevated on pilings and framed by swaying palms, this coastal retreat offers the perfect blend of privacy, space, breathtaking views and beachfront surroundings. Inside, you’ll find a spacious floor plan designed for comfort and entertaining. The full kitchen provides ample cabinetry and workspace, flowing seamlessly into the open living and dining areas. Large windows and glass doors invite in natural light and capture serene Gulf views. Each of the three bedrooms offers comfort and privacy, while three full baths provide convenience. The versatile bonus room is ideal for a home office, media room, additional guest space, or flex area to suit your needs. Located on a barrier island between Ft. Myers and Sarasota this location is easy to get to and hard to forget. The resort style amenities are plentiful, pool, fitness, pickle ball and tennis, onsite restaurant and ice-cream shop too. Of course, the shelling and sunsets are amazing!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,568
Sqft
1984
Year built
Two
Levels
$490
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,286 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,286/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.1%
$/sqft vs Placida actives
$490 vs $365
Days on market
163 vs 101 typical
Where $490/sqft sits among the 150 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
65 of 150
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2098% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 7494 PALM ISLAND DRIVE UNIT 2224
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$275,000
7486 PALM ISLAND DRIVE UNIT 2413 · same community
2 bd · 2 ba · 1,232 sqft · $223/sqft · 216 DOM
Sold · Jul ’26$295,000
7470 PALM ISLAND DRIVE UNIT 2813 · same community
2 bd · 2 ba · 1,232 sqft · $239/sqft · 401 DOM
Sold · Mar ’26$1,065,000
10428 MARION STREET
3 bd · 2.5 ba · 1,534 sqft · $694/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7494 PALM ISLAND DRIVE UNIT 2224 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7494 PALM ISLAND DRIVE UNIT 2224 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7494 PALM ISLAND DRIVE UNIT 2224 FAQs
What would the monthly payment be for 7494 PALM ISLAND DRIVE UNIT 2224?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,286/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7494 PALM ISLAND DRIVE UNIT 2224?+
The most recent tax bill on record (2025) was $8,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7494 PALM ISLAND DRIVE UNIT 2224?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $769,000, this home is listed about 18% above the Placida median of $649,450. The market section on this page shows how the area is trending.
Which schools are assigned to 7494 PALM ISLAND DRIVE UNIT 2224?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$769,000 runs 2098% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PALM ISLAND PROPERTIES INC · Lisa Halpin. MLS #D6146320.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Placida homes, in your inbox
Like 7494 PALM ISLAND DRIVE UNIT 2224 but not quite? A daily digest of every new listing in Placida — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →