David Ramirez
$450,0002 bd2 ba1,232 sqft$365 /sqft$3,766 /mo all-in ↓

7466 PALM ISLAND DRIVE UNIT 2913, PLACIDA, FL, 33946

Active483 days on marketListed Apr 10, 2025MLS #D6141858

WaterfrontFully furnishedCondominiumPALM ISLAND VILLAGE PH 02

About this home

7466 PALM ISLAND DRIVE UNIT 2913

Located on the Gulf between Ft. Myers and Sarasota is this amazing island! Just a car ferry ride across the intercoastal takes you where there is access to 7 miles of pristine Florida beach. Enjoy the spectacular sunsets Southwest Florida boasts about! This villa has an unobstructed view of the water. Relax on the lovely screened in porch and watch for the green flash. This 2-bedroom villa is move in ready. Neutral tile throughout, coastal decorated and ready for its next owner to enjoy. Be a part of the resort's vibrant tennis and pickle ball community, attend the fitness classes, or simple start your shell collections. The primary suite has a king size bed, ensuite with double sink and walk in shower. It also features sliding doors to the porch, go ahead open them and up and listen to the waves. Laundry room inside and a guest room for your visiting friends or family. Looking for a beach villa on a tropical island, it just doesn't get any better!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,232

Sqft

0.03 ac

Lot size

1984

Year built

One

Levels

$365

Per sqft

WaterfrontFurnished

Inside

FlooringTile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationStilt/On Piling
FacesEast
ExteriorSliding Doors · Tennis Court(s)

Community & fees

Taxes (2024)$9,089/yr
PetsCats OK, Dogs OK
CommunityGulf/Ocean Front · Deed Restrictions · Fitness Center · Gated Community - Guard · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,766 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$757
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,766/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$757
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$269KedgeAI estimate $301,095 · range $280K$353K$468K

vs edgeAI estimate

+49.5%

$/sqft vs Placida actives

$365 vs $355

Days on market

483 vs 99 typical

Where $365/sqft sits among the 151 Placida actives

65
28 · this home
17
15
15
11
$183–321$321–459$459–597$597–735$735–873$873+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 7466 PALM ISLAND DRIVE UNIT 2913

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer9.0 months of inventoryBuyer’s market

$475K$595K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

64 of 151

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1186% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Apr 10, 2025Listed at $450,000 · 483 days on market since
1984Built · PALM ISLAND VILLAGE PH 02

Reality check

What actually sold near 7466 PALM ISLAND DRIVE UNIT 2913

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7486 PALM ISLAND DRIVE UNIT 2413Sold · Feb ’26

$275,000

7486 PALM ISLAND DRIVE UNIT 2413 · same community

2 bd · 2 ba · 1,232 sqft · $223/sqft · 216 DOM

7470 PALM ISLAND DRIVE UNIT 2813Sold · Jul ’26

$295,000

7470 PALM ISLAND DRIVE UNIT 2813 · same community

2 bd · 2 ba · 1,232 sqft · $239/sqft · 401 DOM

7536 PALM ISLAND DRIVE S UNIT 1511Sold · Apr ’26

$236,000

7536 PALM ISLAND DRIVE S UNIT 1511

2 bd · 2 ba · 1,232 sqft · $192/sqft · 126 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7466 PALM ISLAND DRIVE UNIT 2913 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7466 PALM ISLAND DRIVE UNIT 2913 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

7466 PALM ISLAND DRIVE UNIT 2913 FAQs

What would the monthly payment be for 7466 PALM ISLAND DRIVE UNIT 2913?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,766/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7466 PALM ISLAND DRIVE UNIT 2913?+

The most recent tax bill on record (2024) was $9,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7466 PALM ISLAND DRIVE UNIT 2913?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $450,000, this home is listed about 31% below the Placida median of $649,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7466 PALM ISLAND DRIVE UNIT 2913?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$450,000 runs 1186% above the PLACIDA 33946 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

483 days on market against a Placida median of 99 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PALM ISLAND PROPERTIES INC · Lisa Halpin. MLS #D6141858.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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