David Ramirez
$2,400,000$2,695,0003 bd2 ba1,504 sqft$1,596 /sqft$14,514 /mo all-in ↓

281 SEABREEZE COURT, BOCA GRANDE, FL, 33921

Active171 days on marketListed Feb 17, 2026MLS #D6146199

Reduced $295KPrivate poolFully furnishedSingle Family ResidenceSEABREEZE

About this home

281 SEABREEZE COURT

REDUCED PRICE – Welcome to your own tropical retreat in Boca Grande’s sought-after Golden Beach neighborhood. With beach access nearby and close proximity to the Village, this inviting coastal residence offers the quintessential Boca Grande lifestyle in a location that truly captures the charm of island living. Framed by lush tropical landscaping and swaying palms, the property offers multiple outdoor living spaces designed for year-round enjoyment. An expansive upper-level deck provides the perfect setting for morning coffee, outdoor dining, or entertaining, while the beautifully paved pool and spa area provides a secluded backyard oasis for relaxing, entertaining, and embracing the island lifestyle. Inside, abundant natural light fills the thoughtfully designed interior, creating a bright and welcoming atmosphere. The open floor plan flows seamlessly into the spacious, updated kitchen featuring generous cabinetry, abundant counter space, a large center island, and ample room for gathering with family and friends. Warm wood flooring enhances the main living areas, while the beautifully renovated bathrooms feature spa-inspired finishes. A spacious laundry room with abundant cabinetry adds everyday convenience. Recent professional roof maintenance provides added value and buyer confidence. The metal roof has been professionally serviced with upgraded fasteners and resealed for enhanced durability and weather resistance. Being offered furnished, this home is ready for you to begin enjoying the Boca Grande lifestyle from the moment you arrive—simply unpack and start making memories. Whether you’re searching for a full-time residence, seasonal getaway, or investment property, this home offers the perfect blend of comfort, quality, and effortless indoor-outdoor living, creating an ideal setting to enjoy everything Boca Grande has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,504

Sqft

0.25 ac

Lot size

1

Garage

1987

Year built

Two

Levels

$1,596

Per sqft

Private poolFurnished

Inside

FlooringTile · Travertine · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationStilt/On Piling
FacesSouth
ExteriorFrench Doors · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$6,045/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Propane · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,514 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,950
PMI (est., until 20% equity)$900
Property tax — 2025 actual bill$504
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $240,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $240,000
Interest rate6.00%
Loan term

Estimated payment

$14,514/mo

Principal & interest$12,950
PMI (est., until 20% equity)$900
Property taxes (actual bill)$504
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$1,596 vs $1,464

Days on market

171 vs 149 typical

Where $1,596/sqft sits among the 34 Boca Grande actives

8
6
8 · this home
6
2
4
$722–1020$1020–1318$1318–1616$1616–1914$1914–2212$2212+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seabreeze

Map of 281 SEABREEZE COURT inside its neighborhood boundary

Get to know Boca Grande. See the full Boca Grande guide →

Seabreeze — neighborhood snapshot

Population

114

Median age

68

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighIsland Coast High School★★★★
HighNorth Fort Myers High School★★★★
ElementaryThe Sanibel School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$1.6M$3.6M

Boca Grande median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

10 of 34

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 138% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,400,000 $295K
Feb 17, 2026Listed at $2,695,000 · 171 days on market since
1987Built · SEABREEZE

Reality check

What actually sold near 281 SEABREEZE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12148 SW 268 LANE, Miami FL 33032Sold · Nov ’25

$393,363

12148 SW 268 LANE, Miami FL 33032 · same community

3 bd · 3 ba · 1,330 sqft · $296/sqft · 192 DOM

12102 SW 268 LANE, Miami FL 33032Sold · Feb ’26

$385,440

12102 SW 268 LANE, Miami FL 33032 · same community

3 bd · 3 ba · 1,330 sqft · $290/sqft · 28 DOM

261 SEABREEZE COURTSold · Jul ’26

$3,875,000

261 SEABREEZE COURT · same community

4 bd · 3 ba · 2,420 sqft · $1,601/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 281 SEABREEZE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 281 SEABREEZE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

281 SEABREEZE COURT FAQs

What would the monthly payment be for 281 SEABREEZE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 281 SEABREEZE COURT?+

The most recent tax bill on record (2025) was $6,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Boca Grande?+

At $2,400,000, this home is listed about 14% above the Boca Grande median of $2,100,000. The market section on this page shows how the area is trending.

Which schools are assigned to 281 SEABREEZE COURT?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Cape Coral High School (high), Island Coast High School (high), North Fort Myers High School (high), The Sanibel School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,400,000 runs 138% above the BOCA GRANDE 33921 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Cape Coral High School, Island Coast High School, North Fort Myers High School, The Sanibel School — The Island School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,695,000, now $2,400,000 — a $295K cut. The full history is in the market section below.

Listing courtesy of PARSLEY BALDWIN REAL ESTATE · Nancy Hyde. MLS #D6146199.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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