David Ramirez
$2,495,0003 bd2 ba1,361 sqft$1,833 /sqft$15,059 /mo all-in ↓

362 BAILY STREET, BOCA GRANDE, FL, 33921

Active90 days on marketListed May 11, 2026MLS #D6147419

Single Family ResidenceGOLDEN BEACH

About this home

362 BAILY STREET

This Single-Family 3-bedroom, 2-bathroom single-family home delivers exceptional value just steps from the Gulf’s pristine beaches and unforgettable sunsets just south of the village. Situated on a spacious and secluded 100’ x 153’ lot, the property is surrounded by native landscaping, offering true privacy and tranquility. Features include a Chicago brick paver driveway, propane fireplace, dumbwaiter, and a screened lanai, ideal for relaxation and entertaining. Updates include a new A/C system (July 2025), and a newer Roof (2022), Impact Windows in (2011), making this home ready for immediate enjoyment with room to personalize and expand. Tour the island by golf cart, take peaceful walks, and enjoy nearby access to the Johann Fust Library, shops, and dining. Whether you're seeking a quiet retreat or future potential, this is one of Boca Grande’s best single-family values, private, charming, and full of opportunity.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,361

Sqft

0.35 ac

Lot size

1989

Year built

Two

Levels

$1,833

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCeramic Tile
AppliancesDryer · Electric Water Heater · Freezer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Dumbwaiter · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric · Propane

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationStilt/On Piling
ViewTrees/Woods
FacesNorth
ExteriorStorage

Community & fees

Taxes (2025)$6,006/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Propane · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$15,059 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,463
PMI (est., until 20% equity)$936
Property tax — 2025 actual bill$500
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $249,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $249,500
Interest rate6.00%
Loan term

Estimated payment

$15,059/mo

Principal & interest$13,463
PMI (est., until 20% equity)$936
Property taxes (actual bill)$500
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$1,833 vs $1,441

Days on market

90 vs 149 typical

Where $1,833/sqft sits among the 30 Boca Grande actives

6
7
7
5
1 · this home
4
$722–982$982–1243$1243–1503$1503–1763$1763–2024$2024+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Golden Beach

Map of 362 BAILY STREET inside its neighborhood boundary

Get to know Boca Grande. See the full Boca Grande guide →

Golden Beach — neighborhood snapshot

Population

163

Median age

68

Median income

$128,628

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighIsland Coast High School★★★★
ElementaryThe Sanibel School★★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$1.6M$3.6M

Boca Grande median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

8 of 30

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 170% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

May 11, 2026Listed at $2,495,000 · 90 days on market since
1989Built · GOLDEN BEACH

Reality check

What actually sold near 362 BAILY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

397 FLAMINGO DRIVESold · Mar ’26

$650,000

397 FLAMINGO DRIVE · same community

2 bd · 2 ba · 1,476 sqft · $440/sqft · 349 DOM

817 HARBOR DRIVE SSold · Jul ’26

$605,000

817 HARBOR DRIVE S · same community

2 bd · 1 ba · 1,040 sqft · $582/sqft · 97 DOM

417 VILLAS DRIVESold · Jan ’26

$589,000

417 VILLAS DRIVE · same community

2 bd · 2 ba · 1,013 sqft · $581/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 362 BAILY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 362 BAILY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

362 BAILY STREET FAQs

What would the monthly payment be for 362 BAILY STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,059/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 362 BAILY STREET?+

The most recent tax bill on record (2025) was $6,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Boca Grande?+

At $2,495,000, this home is listed about 25% above the Boca Grande median of $1,999,999. The market section on this page shows how the area is trending.

Which schools are assigned to 362 BAILY STREET?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Cape Coral High School (high), Island Coast High School (high), The Sanibel School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,495,000 runs 170% above the BOCA GRANDE 33921 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Cape Coral High School, Island Coast High School, The Sanibel School, North Fort Myers High School — The Island School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BOCA GRANDE REAL ESTATE, INC. · Ralph DiLena, Jr.. MLS #D6147419.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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