7470 PALM ISLAND DRIVE UNIT 2811, PLACIDA, FL, 33946
Active177 days on marketListed Feb 7, 2026MLS #D6146063
About this home
7470 PALM ISLAND DRIVE UNIT 2811
Experience beachfront living in this beautiful Gulf front 2-bedroom, 2 bath condo! Enjoy breathtaking, unobstructed Gulf views from your screened in balcony, where white sand dunes meet the blue waters of the Gulf. This inviting retreat features a light and airy open living and dining area, perfect for relaxing or entertaining, and a fully equipped kitchen with charming coastal decor. Ideal for a serene getaway or enjoying island life. This condo offers the ultimate in coast living, with direct access to the beach and all the benefits of island life. Located between Ft. Myers and Sarasota getaway to Palm Island accessible only by car ferry or boat. The resort style amenities are plenty; tennis, pickleball, fitness classes and work out room, participate in the calendar of activities or start your seashell collection. You must see the view from this one, it is amazing!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,232
Sqft
1984
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,473 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,473/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs Placida actives
$223 vs $355
Days on market
177 vs 90 typical
Where $223/sqft sits among the 151 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
64 of 151
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 686% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 7470 PALM ISLAND DRIVE UNIT 2811
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$236,000
7536 PALM ISLAND DRIVE S UNIT 1511
2 bd · 2 ba · 1,232 sqft · $192/sqft · 126 DOM
Sold · Feb ’26$275,000
7486 PALM ISLAND DRIVE UNIT 2413
2 bd · 2 ba · 1,232 sqft · $223/sqft · 216 DOM
Sold · Jul ’26$295,000
7470 PALM ISLAND DRIVE UNIT 2813
2 bd · 2 ba · 1,232 sqft · $239/sqft · 401 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7470 PALM ISLAND DRIVE UNIT 2811 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7470 PALM ISLAND DRIVE UNIT 2811 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7470 PALM ISLAND DRIVE UNIT 2811 FAQs
What would the monthly payment be for 7470 PALM ISLAND DRIVE UNIT 2811?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7470 PALM ISLAND DRIVE UNIT 2811?+
The most recent tax bill on record (2025) was $6,868. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7470 PALM ISLAND DRIVE UNIT 2811?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $275,000, this home is listed about 58% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7470 PALM ISLAND DRIVE UNIT 2811?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$275,000 runs 686% above the PLACIDA 33946 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PALM ISLAND PROPERTIES INC · Lisa Halpin. MLS #D6146063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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