10641 LEMON CREEK LOOP UNIT 102, ENGLEWOOD, FL, 34224
Active217 days on marketListed Dec 29, 2025MLS #D6145327
About this home
10641 LEMON CREEK LOOP UNIT 102
Indulge in the pinnacle of Englewood living with this fully furnished waterfront Villa located in The Hammocks of Cape Haze! This waterfront property features 3 bedrooms, 2.5 bathrooms, private garage, 2 screened lanais, and much more! From the minute you walk in the door, you will see the attention to detail that went into this property. The open and airy kitchen of this villa features granite countertops, solid wood cabinets, tile backsplash, stainless steel appliances, tile flooring, bar top seating, and water views. The formal dining room overlooks the lake and has wood plank flooring, updated lighting, plantation shutters, and plenty of room for a large table. The spacious 23ft by 18ft living room features an updated ceiling fan, wood plank flooring, recessed lighting, and a hurricane impact sliding glass door leading out to the 13ft by 9ft tiled lanai area with stunning views of the water. The large master suite has a gorgeous setting with water views right from your bed, and includes crown molding, two walk-in closets, access to the upstairs lanai, a private bathroom, tons of natural lighting, and much more! The master bathroom features a large tiled walk-in shower, tile flooring, recessed lighting, and a double sink vanity with granite top. The second bedroom also has a gorgeous water view and a hurricane impact sliding glass door leading out to the upstairs 13ft by 9ft screened in lanai. The second and third bedrooms both have quick access to the second bathroom. The second bathroom includes an elegant vanity with granite, tile flooring, updated lighting, and a tiled bathtub and shower combination. The upstairs loft area is the perfect place for your home office. The inside laundry room is conveniently located next to the kitchen and features a washer and dryer, plus extra closet space! Did I mention that there is a third bathroom downstairs for extra convenience? This property also features a private garage with an attached breezeway leading straight into the villa! The Hammocks of Cape Haze is a private gated complex that has many amenities, such as a zero-entry resort-style pool, spa, clubhouse, billiards room, outdoor grilling area, tennis courts, fitness center, fishing pier, and a kayak launch. You must see this exquisite villa to appreciate the captivating views and impeccable upgrades that make this property an absolute stunner! Enjoy your very own slice of paradise in Englewood with everything you need from restaurants to beaches just right around the corner.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,066
Sqft
0.04 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,398 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,398/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$145 vs $240
Days on market
217 vs 59 typical
Where $145/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 236% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 10641 LEMON CREEK LOOP UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$215,000
3929 CAPE HAZE DRIVE UNIT 101
3 bd · 2.5 ba · 2,044 sqft · $105/sqft · 245 DOM
Sold · May ’26$195,000
3929 CAPE HAZE DRIVE UNIT 105
3 bd · 2.5 ba · 2,044 sqft · $95/sqft · 91 DOM
Sold · Apr ’26$830,000
85 SPANIARDS ROAD
3 bd · 2 ba · 2,093 sqft · $397/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10641 LEMON CREEK LOOP UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10641 LEMON CREEK LOOP UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10641 LEMON CREEK LOOP UNIT 102 FAQs
What would the monthly payment be for 10641 LEMON CREEK LOOP UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,398/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10641 LEMON CREEK LOOP UNIT 102?+
The most recent tax bill on record (2025) was $4,145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10641 LEMON CREEK LOOP UNIT 102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $299,000, this home is listed about 19% below the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 10641 LEMON CREEK LOOP UNIT 102?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$299,000 runs 236% above the ENGLEWOOD 34224 median — but at 2,066 sqft it's also 39% larger than the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
217 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $349,900, now $299,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PROGRAM REALTY, LLC · Anthony Haynes. MLS #D6145327.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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