David Ramirez
$5,8934 bd3.5 ba2,628 sqft$2 /sqft$621 /mo all-in ↓

10640 LEMON CREEK LOOP UNIT 101, ENGLEWOOD, FL, 34224

Active2190 days on marketMLS #D6108214

Priced 93% below the ENGLEWOOD 34224 medianFully furnishedTownhouseHAMMOCKS-VILLAS PH 02

About this home

10640 LEMON CREEK LOOP UNIT 101

This 4 bedroom 3 and a half bath unit is sure to impress. Located on the sunny south west peninsula of Cape Haze, Florida. This unit is roomy enough for the entire family. The master bedroom is located on the first floor with 3 additional bedrooms upstairs. The kitchen offers wood cabinets and granite counter tops. There is a breakfast bar for quick bites and a dining table for sit down meals. This delightful end unit is private, close to amenities and located in a gated community. World class fishing, white sand beaches and golf are all close by. Isn't time for some sunshine....please note monthly rentals only Please call Tarpon Real Estate with any questions. Seasonal Rental

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,628

Sqft

2178 ac

Lot size

1

Garage

2007

Year built

Two

Levels

$2

Per sqft

Furnished

Inside

AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

Community & fees

Taxes (2021)$5,090/yr
PetsNo
CommunityFitness Center · Gated · Pool · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$621 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$35
FHA mortgage insurance (est.)$3
Property tax — 2021 actual bill$424
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $206Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $206
Interest rate6.00%
Loan term

Estimated payment

$621/mo

Principal & interest$35
FHA mortgage insurance (est.)$3
Property taxes (actual bill)$424
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$2 vs $240

Days on market

2190 vs 59 typical

Where $2/sqft sits among the 400 Englewood actives

32 · this home
180
96
45
19
28
$2–125$125–247$247–369$369–492$492–614$614+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 10640 LEMON CREEK LOOP UNIT 101

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

183 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% below the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

2007Built · HAMMOCKS-VILLAS PH 02

Reality check

What actually sold near 10640 LEMON CREEK LOOP UNIT 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

110 BARRACUDA DRIVESold · Dec ’25

$675,000

110 BARRACUDA DRIVE

3 bd · 2.5 ba · 2,637 sqft · $256/sqft · 42 DOM

11220 HACIENDA DEL MAR BOULEVARD UNIT A-404Sold · Jan ’26

$1,520,000

11220 HACIENDA DEL MAR BOULEVARD UNIT A-404

3 bd · 3.5 ba · 2,610 sqft · $582/sqft · 10 DOM

121 BOCILLA DRIVESold · Jun ’26

$1,700,000

121 BOCILLA DRIVE

3 bd · 3.5 ba · 2,558 sqft · $665/sqft · 154 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10640 LEMON CREEK LOOP UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10640 LEMON CREEK LOOP UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10640 LEMON CREEK LOOP UNIT 101 FAQs

What would the monthly payment be for 10640 LEMON CREEK LOOP UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $621/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10640 LEMON CREEK LOOP UNIT 101?+

The most recent tax bill on record (2021) was $5,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10640 LEMON CREEK LOOP UNIT 101?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $5,893, this home is listed about 98% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 10640 LEMON CREEK LOOP UNIT 101?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ENGLEWOOD 34224 market on paper

$5,893 is 93% below the ENGLEWOOD 34224 median of $87,500, and at $2/sqft it sits under the Englewood average of $310.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

2190 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D6108214.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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