8226 HARBORSIDE CIRCLE, ENGLEWOOD, FL, 34224
Active214 days on marketListed Dec 31, 2025MLS #D6145218
About this home
8226 HARBORSIDE CIRCLE
Discover exceptional coastal living in this beautifully updated three-story waterfront MOVE IN READY/TURNKEY townhome offering 3 bedrooms and 3 full baths, paired with low HOA fees and a long list of recent upgrades. The newly renovated primary suite is a true retreat, featuring a private balcony overlooking the water, perfect for morning coffee or evening relaxation. This home has been thoughtfully improved with a new metal roof, cement board siding, hurricane-impact windows and doors (including the garage and sliders), 2019 HVAC, new hot water heater in (2023), new insulation, and fresh interior and exterior paint. Stylish finishes include new epoxy flooring on the first floor and garage, new carpet on the second and third floors, new interior doors, plantation shutters, new ceiling fans, central vacuum, and the convenience of being prewired for an elevator. Outdoor living is enhanced with new exterior decking, while the rooftop deck offers a prime setting for entertaining, relaxing, and enjoying breathtaking sunset views. Ideally located next to Cape Haze Marina and just minutes from Manasota Key and Boca Grande, this property places you close to world-class beaches, boating, fishing, bike and walking trails, golf courses, restaurants, and shopping. Whether you’re seeking a full-time residence or a coastal getaway, this move-in-ready waterfront townhome delivers the best of the Florida lifestyle. Architect Charles Stinson designed the building. Staging items are excluded from the sale of the home. Flood insurance is assumable.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,590
Sqft
0.17 ac
Lot size
1
Garage
2000
Year built
Three Or More
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,917 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,917/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$314 vs $240
Days on market
214 vs 59 typical
Where $314/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 462% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8226 HARBORSIDE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,165,000
40 GASPARILLA WAY
3 bd · 2.5 ba · 1,664 sqft · $700/sqft · 10 DOM
Sold · Oct ’25$620,000
180 BOCILLA DRIVE
2 bd · 2 ba · 1,507 sqft · $411/sqft · 7 DOM
Sold · Dec ’25$525,000
11160 HACIENDA DEL MAR BOULEVARD UNIT D-205
2 bd · 2.5 ba · 1,688 sqft · $311/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8226 HARBORSIDE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8226 HARBORSIDE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8226 HARBORSIDE CIRCLE FAQs
What would the monthly payment be for 8226 HARBORSIDE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,917/mo — principal and interest, the actual property-tax bill, the $171/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8226 HARBORSIDE CIRCLE?+
The association fee works out to $171 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8226 HARBORSIDE CIRCLE?+
The most recent tax bill on record (2024) was $5,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8226 HARBORSIDE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $500,000, this home is listed about 35% above the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 8226 HARBORSIDE CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$500,000 runs 462% above the ENGLEWOOD 34224 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
214 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $525,000, now $500,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Marcy Davis. MLS #D6145218.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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