David Ramirez
$6,0003 bd3 ba1,590 sqft$4 /sqft$203 /mo all-in ↓

8280 HARBORSIDE CIRCLE, ENGLEWOOD, FL, 34224

Active852 days on marketListed Apr 2, 2024MLS #D6135674

Priced 93% below the ENGLEWOOD 34224 medianFully furnishedCondominiumCAPE HAZE MARINA VILLAGE PH 01

About this home

8280 HARBORSIDE CIRCLE

Welcome to a slice of paradise where each day ends with a panoramic sunset spectacle! Presenting a seasonal haven: a 3-bedroom, 3-bathroom townhouse offering the perfect blend of comfort and coastal charm. With an attached garage, your own private rooftop terrace, and a balcony designed for relaxation, this gem is turnkey-ready for seasonal living or as a high-demand rental opportunity. Step inside from your first-level garage and find yourself in a richly tiled space that seamlessly transitions to your exclusive waterside outdoor sanctuary through sliding glass doors. Imagine spending laid-back afternoons here, as the gentle lapping of water sets the tone for total relaxation. The journey to tranquility continues upstairs where spacious bedrooms offer solace and space for rest and rejuvenation. The second level isn’t just practical with its separate laundry room, but it symbolizes retreat, especially in the master bedroom with its own private balcony—your front-row seat to views of the marina, inter-coastal calm, and the Gulf of Mexico’s boundless beauty. The ascent to the third floor is an invitation to grandeur with high ceilings and an open kitchen concept that features a breakfast bar—a perfect nook for morning feasts and quick bites. Also occupying this level is a third bedroom, cozily positioned to face the entrance’s tropical panorama. And if that wasn't enough, the private rooftop balcony accessed via a spiral staircase is the crowning glory, offering unmatched vantage points and a sky-kissing perch from which you can drink in the vast water vistas. With the marina a stone’s throw away and a crystal-clear swimming pool just a heartbeat from your doorstep, you’ll find the essence of the Florida lifestyle at your fingertips. Navigate the smooth waters of the inter-coastal, venture out to the nearby golf courses, dive into the warm embrace of the Gulf of Mexico, and revel in world-class fishing. This isn't merely a seasonal property; it’s a lifestyle choice that assures boundless memories and an enchanting escape from the everyday. Here, at the edge of endless waters, is where your seasonal story begins.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,590

Sqft

0.02 ac

Lot size

1

Garage

1998

Year built

Two

Levels

$4

Per sqft

Furnished

Inside

AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

Community & fees

PetsNo
CommunityPool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$203 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$35
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $210Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $210
Interest rate6.00%
Loan term

Estimated payment

$203/mo

Principal & interest$35
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$4 vs $240

Days on market

852 vs 59 typical

Where $4/sqft sits among the 400 Englewood actives

35 · this home
189
95
36
16
29
$4–129$129–254$254–379$379–504$504–629$629+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 8280 HARBORSIDE CIRCLE

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

181 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% below the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Apr 2, 2024Listed at $6,000 · 852 days on market since
1998Built · CAPE HAZE MARINA VILLAGE PH 01

Reality check

What actually sold near 8280 HARBORSIDE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

40 GASPARILLA WAYSold · Aug ’25

$1,165,000

40 GASPARILLA WAY

3 bd · 2.5 ba · 1,664 sqft · $700/sqft · 10 DOM

180 BOCILLA DRIVESold · Oct ’25

$620,000

180 BOCILLA DRIVE

2 bd · 2 ba · 1,507 sqft · $411/sqft · 7 DOM

11160 HACIENDA DEL MAR BOULEVARD UNIT D-205Sold · Dec ’25

$525,000

11160 HACIENDA DEL MAR BOULEVARD UNIT D-205

2 bd · 2.5 ba · 1,688 sqft · $311/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8280 HARBORSIDE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8280 HARBORSIDE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8280 HARBORSIDE CIRCLE FAQs

What would the monthly payment be for 8280 HARBORSIDE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 8280 HARBORSIDE CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $6,000, this home is listed about 98% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 8280 HARBORSIDE CIRCLE?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ENGLEWOOD 34224 market on paper

$6,000 is 93% below the ENGLEWOOD 34224 median of $84,500, and at $4/sqft it sits under the Englewood average of $310.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

852 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D6135674.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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