440 BOCILLA DRIVE, PLACIDA, FL, 33946
Active230 days on marketListed Dec 5, 2025MLS #D6145086
About this home
440 BOCILLA DRIVE
Upon arrival to this beach house, you'll instantly feel the island vibe. Home has updated roof, siding, and has IMPACT windows and doors. Upon entering the home, you'll immediately notice the spacious open floor plan as well as the artistic flair that flows throughout the entire property. The updated kitchen has sparkly white waterfall countertops with breakfast bar that seats six, white wooden cabinetry with an abundance of storage space, plus a wooden accent island. There is a stainless steel refrigerator, electric convection stove with double oven, dishwasher & sink. There is coretec plus vinyl flooring throughout the home. The living and dining room offer a very relaxing atmosphere with 6-1/2' by 20' of glass walls and door bringing in views of the amazing 400-foot-wide Kettle Harbor Waterway. This truly brings outside into your living space. Yes, you can truly see manatees and dolphins on a regular basis. The on-suite and second bedroom have private access to a 7' x 20' deck with a pergola for sunset viewing. Access to the third bedroom is by way of a beautiful wooden sap cherry staircase. It offers a half bath and its own private balcony overlooking Kettle Harbor. The outdoor oasis is second to none. A salt water pool is 17' x 28' and has a large covered seating and dining area. The ground level offers a air conditioned bonus room 11x18 and a full service pool bath. This area also offers an elevated outdoor wooden, screened kitchen & bar cabana with beautiful water views. To add to your outside enjoyment there is a pergola style swing bed, A 250 foot circular wooden deck for poolside sun enjoyment. For boating pleasure there is a wooden dock and a 10,000-pound boat lift. There are no bridges on Kettle Harbor and offers direct access to the ICW and Gulf. This home also has deeded beach access, just a quick walk or golf cart ride away.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,448
Sqft
0.25 ac
Lot size
2
Garage
1981
Year built
Two
Levels
$967
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,241 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,241/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$967 vs $382
Days on market
230 vs 91 typical
Where $967/sqft sits among the 164 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
64 of 164
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3900% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 440 BOCILLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,050,000
8 ADELE WAY · same community
2 bd · 2 ba · 1,387 sqft · $757/sqft · 79 DOM
Sold · Sep ’25$725,000
4656 POMPANO ST
3 bd · 2 ba · 1,489 sqft · $487/sqft · 226 DOM
Sold · Mar ’26$305,000
310 GREEN DOLPHIN DRIVE
2 bd · 2 ba · 1,391 sqft · $219/sqft · 278 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 440 BOCILLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 440 BOCILLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
440 BOCILLA DRIVE FAQs
What would the monthly payment be for 440 BOCILLA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,241/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 440 BOCILLA DRIVE?+
The most recent tax bill on record (2025) was $12,015. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $1,400,000, this home is listed about 116% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 440 BOCILLA DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,400,000 runs 3900% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
230 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,550,000, now $1,400,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kevin Mackin. MLS #D6145086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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