15180 LYNEBURG AVENUE, PORT CHARLOTTE, FL, 33981
Active300 days on marketListed Oct 21, 2025MLS #D6144360
About this home
15180 LYNEBURG AVENUE
Experience resort-style living in this masterfully renovated waterfront home with over 2000 sq ft under roof, located in the prestigious boating community of South Gulf Cove. Set on SAILBOAT water with NO BRIDGES to the Gulf, this residence offers direct access to open water, complete with a new composite dock and concrete seawall — perfect for boating enthusiasts. Just minutes from the stunning beaches of Boca Grande and Manasota Key, this home captures the essence of coastal luxury living. Inside, the home showcases a seamless blend of sophistication and comfort, featuring an open-concept floor plan with smooth finish drywall and stucco, and sleek 24”x48” porcelain tile flooring throughout. The gourmet kitchen is equipped with top-tier MIELE, SUB-ZERO, and BOSCH appliances, solid wood cabinetry, and natural stone countertops, all complemented by premium Moen and Kohler fixtures. A statement Restoration Hardware chandelier anchors the main living space, while custom built-in closet systems add functionality and elegance throughout the home. The spa-inspired bathrooms feature zero-threshold walk-in showers, spa-style Japanese bidet toilets, and an endless hot water system, offering a luxurious, hotel-level experience at home. Designed for both comfort and efficiency, the home is outfitted with impact-rated windows and doors, a reverse osmosis water system, EV charging station, and a newer roof for peace of mind. Step outside to your private backyard oasis, where a generous 800 sq ft covered lanai awaits — finished with a stunning cedar plank vaulted ceiling that creates the ideal setting for outdoor living and entertaining. The professionally landscaped grounds are highlighted by a custom putting green, adding a unique and playful touch to this one-of-a-kind property. Outside also provides a covered carport and shed for additional storage space. Located in a deed-restricted waterfront community with an optional HOA, this home offers the perfect blend of privacy, luxury, and access to all the best that Southwest Florida has to offer. Whether you're looking for a year-round residence, a seasonal escape, or a turn-key investment property, this truly move-in ready home checks every box — and more. Schedule your private showing today and discover the pinnacle of refined waterfront living in South Gulf Cove. Photo of pool is a proposal and not currently part of the home. Ask for details about the pool and cost.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,058
Sqft
0.23 ac
Lot size
1
Garage
1997
Year built
One
Levels
$449
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,370 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,370/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+87.7%
$/sqft vs PORT CHARLOTTE SEC 082
$449 vs $271
Days on market
300 vs 59 typical
Where $449/sqft sits among the 19 homes for sale in PORT CHARLOTTE SEC 082
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 19
PORT CHARLOTTE SEC 082 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1118% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15180 LYNEBURG AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
10242 HALLENDALE DRIVE · same community
4 bd · 2 ba · 1,743 sqft · $186/sqft · 297 DOM
Sold · May ’26$590,000
15272 LAKELAND CIRCLE · same community
3 bd · 2 ba · 1,838 sqft · $321/sqft · 3 DOM
Sold · Apr ’26$646,901
15436 VISALIA ROAD · same community
3 bd · 2 ba · 1,868 sqft · $346/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15180 LYNEBURG AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15180 LYNEBURG AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15180 LYNEBURG AVENUE FAQs
What would the monthly payment be for 15180 LYNEBURG AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,370/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15180 LYNEBURG AVENUE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15180 LYNEBURG AVENUE?+
The most recent tax bill on record (2024) was $2,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15180 LYNEBURG AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $474,950, this home is listed about 44% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 15180 LYNEBURG AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$474,950 runs 1118% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
300 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,900, now $474,950 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Chris Lee. MLS #D6144360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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