20 N GULF BOULEVARD, PLACIDA, FL, 33946
Active328 days on marketListed Aug 30, 2025MLS #D6143626
About this home
20 N GULF BOULEVARD
Totally renovated 3 bedroom 2 and 1/2 bath home with a spectacular water view and 3 minute access to the Intracoastal Waterway!!! Dock will allow a good size vessel and there is a boat ramp for launching a kayak. The updates include: new metal roof, flooring throughout, kitchen and bathrooms, air conditioning units, exterior paint, exterior decking and stairs, impact windows and doors, new appliances, fixtures and ceiling fans, ground level decks and storage areas......it is like a new home! There are decks off the front and rear of the home, where you can enjoy glorious sunsets. There are two primary bedrooms, one of each floor. Floor plan allows many areas for privacy and would be an excellent rental should you decide to rent. Located on Don Pedro-Knight-Palm island, a bridgeless barrier island situated between Ft. Myers/Naples to the south and Sarasota/Tampa to the north. Pristine and uncrowded beaches are the highlight, however, there are many other things to capture your attention; shelling and searching for shark's teeth, boating, paddle boarding, kayaking, fishing, observing the abundant wildlife, swimming and "golf carting" around the island. Buy your piece of paradise today to experience the peaceful island life!!!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,392
Sqft
0.18 ac
Lot size
1988
Year built
Two
Levels
$710
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,970 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,970/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+80.8%
$/sqft vs Placida actives
$710 vs $381
Days on market
328 vs 91 typical
Where $710/sqft sits among the 165 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
66 of 165
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4754% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 N GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,455,000
71 N GULF BOULEVARD
3 bd · 3 ba · 2,391 sqft · $609/sqft · 5 DOM
Sold · Jun ’26$2,100,000
11200 HACIENDA DEL MAR BOULEVARD UNIT 404
3 bd · 3.5 ba · 2,387 sqft · $880/sqft · 0 DOM
Sold · Sep ’25$1,450,000
480 GULF BOULEVARD
4 bd · 2 ba · 2,400 sqft · $604/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20 N GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 N GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20 N GULF BOULEVARD FAQs
What would the monthly payment be for 20 N GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20 N GULF BOULEVARD?+
The most recent tax bill on record (2024) was $12,062. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20 N GULF BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $1,699,000, this home is listed about 162% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20 N GULF BOULEVARD?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,699,000 runs 4754% above the PLACIDA 33946 median — but at 2,392 sqft it's also 34% larger than the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
328 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ISLANDER PROPERTIES INC · Robin Madden. MLS #D6143626.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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