David Ramirez
$6,5005 bd5.5 ba4,752 sqft$1 /sqft$207 /mo all-in ↓

1031 10TH STREET W, BOCA GRANDE, FL, 33921

Active345 days on marketListed Aug 28, 2025MLS #D6143540

Priced 99% below the BOCA GRANDE 33921 medianFully furnishedSingle Family ResidenceBOCA GRANDE

About this home

1031 10TH STREET W

Weekly rate shown, please see the end of the description for detailed pricing. Boca Grande’s iconic charm is beautifully reflected in this five-bedroom residence, ideally positioned across from the historic Johann Fust Library with convenient beach access just beyond the front door. Its premier location within the Historic District also places you just a short distance to boutique shops, fine dining, and the cultural heart of downtown. Thoughtfully updated, the home blends timeless architecture with modern comfort. Two spacious primary bedrooms upstairs each feature king beds and elegantly appointed en-suite baths. The first level offers a third king bedroom, a queen bedroom, and double twin bedroom, all designed with comfort and style in mind. With five full bathrooms and powder room, the layout ensures both privacy and flexibility for larger groups. At the heart of the home, the fully renovated kitchen showcases high-end appliances, a built-in ice maker, and generous counter space for effortless entertaining. Both formal and casual dining and living rooms provide inviting spaces for gathering, while rooftop decks capture panoramic views and give a perfect setting to watch Boca Grande’s renowned sunsets. The outdoor living areas enhance the island experience, from relaxed afternoons on the porches to evenings under the stars. Every detail has been carefully considered to create a home that is equally suited for quiet retreat or lively entertaining. Please note, parking for the residence is within public parking areas, and availability may be limited. This exceptional property combines location, luxury, and lifestyle, offering a rare opportunity to experience the very best of Boca Grande’s coastal living. Off-season: $5650 weekly/$24210 monthly Mid-season: $6500 weekly/$27870 monthly In-season: $7100 weekly/$30450 monthly

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,752

Sqft

0.22 ac

Lot size

1961

Year built

Two

Levels

$1

Per sqft

FireplaceFurnishedPets allowed

Inside

FlooringPorcelain Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

FacesSouthwest
ParkingCommon · Golf Cart Parking · On Street
ExteriorBalcony · French Doors · Outdoor Grill · Rain Gutters · Sprinkler Metered

Community & fees

PetsDogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Propane · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$207 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$38
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $228Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $228
Interest rate6.00%
Loan term

Estimated payment

$207/mo

Principal & interest$38
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$1 vs $1,464

Days on market

345 vs 149 typical

Where $1/sqft sits among the 33 Boca Grande actives

0 · this home
4
9
9
7
4
$1–419$419–838$838–1256$1256–1674$1674–2092$2092+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Grande

Map of 1031 10TH STREET W inside its neighborhood boundary

Get to know Boca Grande. See the full Boca Grande guide →

Boca Grande — neighborhood snapshot

Population

78

Median age

68

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighIsland Coast High School★★★★
HighNorth Fort Myers High School★★★★
ElementaryThe Sanibel School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$1.6M$3.6M

Boca Grande median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

9 of 33

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

Aug 28, 2025Listed at $6,500 · 345 days on market since
1961Built · BOCA GRANDE

Reality check

What actually sold near 1031 10TH STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

200 BANYAN STREETSold · Mar ’26

$16,500,000

200 BANYAN STREET · same community

4 bd · 4.5 ba · 4,534 sqft · $3,639/sqft · 3 DOM

21798 Cartagena Drive, Boca Raton FL 33428Sold · Apr ’26

$3,120,000

21798 Cartagena Drive, Boca Raton FL 33428 · same community

3 bd · 3 ba · 3,166 sqft · $985/sqft · 196 DOM

271 GILCHRIST AVENUESold · Feb ’26

$3,200,000

271 GILCHRIST AVENUE · same community

3 bd · 2.5 ba · 1,976 sqft · $1,619/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1031 10TH STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1031 10TH STREET W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1031 10TH STREET W FAQs

What would the monthly payment be for 1031 10TH STREET W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $207/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1031 10TH STREET W?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $6,500, this home is listed about 100% below the Boca Grande median of $1,999,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1031 10TH STREET W?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Cape Coral High School (high), Island Coast High School (high), North Fort Myers High School (high), The Sanibel School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BOCA GRANDE 33921 market on paper

$6,500 is 99% below the BOCA GRANDE 33921 median of $922,500, and at $1/sqft it sits under the Boca Grande average of $1,384.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

345 days on market against a Boca Grande median of 149 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Cape Coral High School, Island Coast High School, North Fort Myers High School, The Sanibel School — The Island School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PARSLEY BALDWIN REAL ESTATE · Casey Alderman. MLS #D6143540.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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