David Ramirez
$5,000$15,0003 bd2 ba2,139 sqft$2 /sqft$196 /mo all-in ↓

1021 10TH STREET W, BOCA GRANDE, FL, 33921

Active352 days on marketListed Aug 21, 2025MLS #D6143532

Priced 99% below the BOCA GRANDE 33921 medianReduced $10KFully furnishedSingle Family ResidenceBOCA GRANDE

About this home

1021 10TH STREET W

Weekly Price Shown. Please see end of description for detailed pricing. This elegant Spanish-style residence offers three bedrooms and a single-level floor plan designed for both comfort and convenience. The accommodations include a serene primary suite with a king bed, a guest room with two twin beds, and another with a queen bed—ideal for families or groups. Ideally situated just north of Boca Grande’s downtown and only a minute from the beach, the home provides effortless access to the island’s most cherished amenities. The interiors are warm and inviting, with multiple living and entertaining spaces that flow seamlessly to the outdoors. A spacious back porch captures the island breeze and provides the perfect setting for sun-filled afternoons or evenings under the stars. Across the street, the historic Johann Fust Community Library offers a tranquil retreat for quiet reading and reflection, while the home itself serves as a private haven for relaxation. Equipped with all the standard rental essentials—including a fully stocked kitchen, laundry, Wi-Fi, and fire-safety basics such as smoke detectors and a fire extinguisher—this property ensures both peace of mind and convenience throughout your stay. Boca Grande is known for its blend of natural beauty and refined charm, and this property places you in the heart of it all. A short walk or golf cart ride brings you to the island’s vibrant downtown, where boutique shops, fine dining, art galleries, and cultural attractions await. Pristine beaches, crystal-clear waters, and endless opportunities for boating, fishing, and outdoor recreation complete the experience. This Spanish-style gem offers more than a place to stay—it is a gateway to the coastal lifestyle that makes Boca Grande one of Florida’s most treasured destinations. With its ideal location, timeless design, and inviting ambiance, it is the perfect setting to create lasting island memories. In Season: $21,450 monthly / $5,000 weekly. Mid Season: $18,000 monthly / $4,200 weekly. Low Season: $15,000 monthly / $3,500 weekly.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,139

Sqft

0.27 ac

Lot size

1926

Year built

One

Levels

$2

Per sqft

FireplaceCity viewFurnished

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Dry Bar · Kitchen/Family Room Combo · Open Floorplan · Skylight(s) · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ViewCity
FacesSouthwest
ParkingDriveway
ExteriorFrench Doors · Garden · Outdoor Grill · Rain Gutters

Community & fees

PetsDogs OK, Number Limit

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Mini Sewer · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$196 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$29
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $175
Interest rate6.00%
Loan term

Estimated payment

$196/mo

Principal & interest$29
FHA mortgage insurance (est.)$2
Est. property taxes$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$2 vs $1,441

Days on market

352 vs 149 typical

Where $2/sqft sits among the 31 Boca Grande actives

0 · this home
3
8
9
7
4
$2–383$383–763$763–1143$1143–1524$1524–1904$1904+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Grande

Map of 1021 10TH STREET W inside its neighborhood boundary

Get to know Boca Grande. See the full Boca Grande guide →

Boca Grande — neighborhood snapshot

Population

78

Median age

68

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighIsland Coast High School★★★★
HighNorth Fort Myers High School★★★★
ElementaryThe Sanibel School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$1.6M$3.6M

Boca Grande median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

8 of 31

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

CurrentPrice reduced to $5,000 $10K
Aug 21, 2025Listed at $15,000 · 352 days on market since
1926Built · BOCA GRANDE

Reality check

What actually sold near 1021 10TH STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

271 GILCHRIST AVENUESold · Feb ’26

$3,200,000

271 GILCHRIST AVENUE · same community

3 bd · 2.5 ba · 1,976 sqft · $1,619/sqft · 3 DOM

380 TARPON AVENUESold · Feb ’26

$2,750,000

380 TARPON AVENUE · same community

3 bd · 2 ba · 1,609 sqft · $1,709/sqft · 56 DOM

530 5TH STREET W UNIT 3Sold · Jan ’26

$2,319,000

530 5TH STREET W UNIT 3 · same community

2 bd · 2.5 ba · 1,248 sqft · $1,858/sqft · 140 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1021 10TH STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1021 10TH STREET W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1021 10TH STREET W FAQs

What would the monthly payment be for 1021 10TH STREET W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1021 10TH STREET W?+

The listing reports pets: Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $5,000, this home is listed about 100% below the Boca Grande median of $1,999,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1021 10TH STREET W?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Cape Coral High School (high), Island Coast High School (high), North Fort Myers High School (high), The Sanibel School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BOCA GRANDE 33921 market on paper

$5,000 is 99% below the BOCA GRANDE 33921 median of $922,500, and at $2/sqft it sits under the Boca Grande average of $1,384.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

352 days on market against a Boca Grande median of 149 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Cape Coral High School, Island Coast High School, North Fort Myers High School, The Sanibel School — The Island School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $15,000, now $5,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of PARSLEY BALDWIN REAL ESTATE · Casey Alderman. MLS #D6143532.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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