David Ramirez
$10,898,000$13,850,0005 bd4.5 ba4,342 sqft$2,510 /sqft$69,577 /mo all-in ↓

2031 SHORE LANE, BOCA GRANDE, FL, 33921

Active557 days on marketListed Jan 20, 2025MLS #D6139748

Reduced $3.0MWaterfrontPrivate poolSingle Family ResidenceSHORE LANE - SEE SURVEY

About this home

2031 SHORE LANE

Truly a one-of-a-kind location rarely presented on exclusive Shore Lane will now be offered for purchase! Located just one estate off the Historic District and the closest in proximity to the downtown Village of Boca Grande, this prominent beachfront treasure will surely take your breath away. Built in 2016 with the owner’s vison for entertaining family and guests while creating a secluded tropical oasis unique to anything else on Gasparilla Island. This influenced Caribbean architectural gem encompasses a majestic courtyard offering the ultimate blend of solitude and spa like atmosphere. The 5-star resort style split plan lives exceptionally featuring a VIP beachside ensuite with three additional ensuite guest quarters connected by a charming covered breezeway lined with Bahama shutters and Brazilian Ipe wood hallways. Designed specifically to capture the azure seascape and green flash sunsets from nearly every room, this luxurious interior layout features an exquisite common living area with wood cladded vaulted ceilings, massive fixed-glass impact windows and doors, and a stunning dual faced coral stone handmade fireplace that commands your attention. The chef’s kitchen exudes elegance and is complimented by white oak wood cabinetry, a chic mosaic tiled mural backsplash, and a marble prep galley with cooking island & breakfast bar all being serviced by Wolf and Sub-Zero appliances. Enjoy the comfortable family and dining room concept with convenient access to the enclosed lanai operated with electric screens or relax on the open veranda with a cocktail secured by reinforced modern glass railings. The VIP master Gulfside wing features an integrated media room accompanied by a lovely terrace overlooking the courtyard pool in addition to a private covered sea watch lanai awarding the best views imaginable. Escape to the lush VIP bath enclave offering custom double wood and marble vanities, a beautiful free standing tub, and the showcase walk in marble laid shower with rain head controls. The guest wing quarters are just as impressive highlighted by a discrete office, and a unique bonus room that could serve as the 5th bedroom if needed. All the guest ensuites are complimented with white oak wood flooring, subway tiled showers, stone countertops, and each having its own personal Juliet balcony positioned prominently over the courtyard garden. Exterior storage is fantastic with over 4,000 square feet of space on lower level for all the beach toys and fishing equipment, and not to mention the additional 2 car detached twin bay garages for vehicles with convenient access to elevator. Whether spending the day basking in the sun next to the lap pool in your private courtyard or taking a swim in the warm cerulean waters of the Gulf of Mexico, this once in a lifetime setting will create a legacy retreat for family & guests that will be enjoyed for many generations to come.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,342

Sqft

0.56 ac

Lot size

2

Garage

2016

Year built

Two

Levels

$2,510

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiable

Inside

FlooringEngineered Hardwood · Marble · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Solid Surface Counters · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationBlock · Stilt/On Piling
ViewWater
FacesEast
ParkingGarage Door Opener · Oversized · Split Garage
ExteriorBalcony · Courtyard · Garden · Irrigation System · Storage

Community & fees

Taxes (2023)$78,305/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$69,577 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$58,805
PMI (est., until 20% equity)$4,087
Property tax — 2023 actual bill$6,525
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,089,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,089,800
Interest rate6.00%
Loan term

Estimated payment

$69,577/mo

Principal & interest$58,805
PMI (est., until 20% equity)$4,087
Property taxes (actual bill)$6,525
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$2,510 vs $1,473

Days on market

557 vs 99 typical

Where $2,510/sqft sits among the 56 Boca Grande actives

14
19
9
5
5 · this home
4
$741–1126$1126–1511$1511–1896$1896–2281$2281–2666$2666+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gasparilla Island

Map of 2031 SHORE LANE inside its neighborhood boundary

Get to know Boca Grande. See the full Boca Grande guide →

Gasparilla Island — neighborhood snapshot

Population

98

Median age

68

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighIsland Coast High School★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
ElementaryThe Sanibel School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans buyer12.3 months of inventoryBuyer’s market

$1.6M$3.3M

Boca Grande median sold, yr/yr

91.5%

Sale-to-list ratio (12 mo)

16 of 56

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 445% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

CurrentPrice reduced to $10,898,000 $3.0M
Jan 20, 2025Listed at $13,850,000 · 557 days on market since
2016Built · SHORE LANE - SEE SURVEY

Reality check

What actually sold near 2031 SHORE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1669 JOSE GASPAR DRIVESold · Jul ’26

$6,400,000

1669 JOSE GASPAR DRIVE

5 bd · 6.5 ba · 4,475 sqft · $1,430/sqft · 55 DOM

200 BANYAN STREETSold · Mar ’26

$16,500,000

200 BANYAN STREET

4 bd · 4.5 ba · 4,534 sqft · $3,639/sqft · 3 DOM

1636 TREASURE LANESold · Jun ’26

$8,000,000

1636 TREASURE LANE

4 bd · 5.5 ba · 4,540 sqft · $1,762/sqft · 182 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2031 SHORE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2031 SHORE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2031 SHORE LANE FAQs

What would the monthly payment be for 2031 SHORE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $69,577/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2031 SHORE LANE?+

The most recent tax bill on record (2023) was $78,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2031 SHORE LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $10,898,000, this home is listed about 336% above the Boca Grande median of $2,497,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2031 SHORE LANE?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Island Coast High School (high), Cape Coral High School (high), North Fort Myers High School (high), The Sanibel School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$10,898,000 runs 445% above the BOCA GRANDE 33921 median — but at 4,342 sqft it's also nearly twice the size of the typical Boca Grande listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

557 days on market against a Boca Grande median of 99 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Island Coast High School, Cape Coral High School, North Fort Myers High School, The Sanibel School — The Island School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $13,850,000, now $10,898,000 — a $3.0M cut. The full history is in the market section below.

Listing courtesy of BOCA GRANDE REAL ESTATE, INC. · Heath Seckel. MLS #D6139748.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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