David Ramirez

4130 SNAIL ISLAND COURT, BOCA GRANDE, FL, 33921

Active113 days on marketListed Apr 23, 2026MLS #D6147090

WaterfrontEAST SHORE ACRES 02

About this home

4130 SNAIL ISLAND COURT

Old Florida Elegance!!! Experience the grace and grandeur of authentic Old Florida living on the storied shores of Boca Grande. Inspired by a unique blend of classic West Indies and Key West architecture from Hemingway’s era, this exceptional ‘ready to build’ waterfront estate captures the art of island life where timeless coastal charm meets modern indulgence. The owner’s vision was brought to reality in collaboration with BCB Homes and Stofft Cooney Architects whose expertise created this once in a lifetime building opportunity. Set along 175 feet of pristine deep-water frontage with dockage, this private coastal haven is an Anglers’ Paradise with immediate access to Boca Grande Pass and the Gulf’s legendary tarpon waters. The proposed main residence will offer more than 6,300 square feet of finely detailed living space, where hand-finished tabby-shell stucco, grand verandas, and storm-resilient concrete construction reflect enduring craftsmanship. Designed for elegant island living and effortless entertaining, the home design features five luxurious bedroom ensuite's, and a master chef’s kitchen with dedicated prep kitchen. The expansive outdoor gathering spaces blur the lines between indoors and out leading to a resort-style pool terrace framed by majestic palms and tropical gardens. The fully permitted separate guest cottage offers three additional gracious ensuite bedrooms, and nearly 2,000 square feet of bonus living provides privacy and comfort for family and friends. In addition, the club style pool house cabana serves as a serene extension for the main residence and guest cottage offering a climate-controlled lounge, full bar, and outdoor summer kitchen - providing the ultimate retreat after a day on the water. Multiple garages accommodate vehicles, boats, and golf carts, ensuring seamless access to every island pursuit. Surrounded by a lush canopy of palms and exotic fruit trees, the gated compound balances seclusion and sophistication, creating an atmosphere of relaxed elegance that defines Boca Grande living at its finest. Just minutes from historic village, boutique shopping, and fine dining, this sought after location offers unrivaled privacy within one of Southwest Florida’s most storied coastal enclaves. Every element has been thoughtfully conceived to honor the timeless beauty of Old Florida. ***All permits and entitlements are included in the price of land, with BCB HOMES being the preferred builder. This complete ‘shovel ready’ package will save Buyer years in planning, architecture fees, and Lee County / FDEP entitlements. ***Price does not include the cost of construction for residences. This is a rare opportunity to build your legacy retreat where generations will celebrate life on the water, surrounded by the enduring nostalgia of Gasparilla Island.

Facts & features

The home at a glance

2.43 ac

Lot size

Waterfront

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2025)$77,960/yr

Utilities & systems

UtilitiesElectrical Nearby · Electricity Available · Sewer Available · Sewer Nearby · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$63,501 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$53,150
PMI (est., until 20% equity)$3,694
Property tax — 2025 actual bill$6,497
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $985,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $985,000
Interest rate6.00%
Loan term

Estimated payment

$63,501/mo

Principal & interest$53,150
PMI (est., until 20% equity)$3,694
Property taxes (actual bill)$6,497
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside East Shore Acres

Map of 4130 SNAIL ISLAND COURT inside its neighborhood boundary

Get to know Boca Grande. See the full Boca Grande guide →

East Shore Acres — neighborhood snapshot

Population

23

Median age

68

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighIsland Coast High School★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
ElementaryThe Sanibel School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$1.6M$3.6M

Boca Grande median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3308% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

Apr 23, 2026Listed at $9,850,000 · 113 days on market since

Reality check

What actually sold near 4130 SNAIL ISLAND COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5000 GASPARILLA ROAD UNIT BC203Sold · Jul ’26

$750,000

5000 GASPARILLA ROAD UNIT BC203

1 bd · 1 ba · 750 sqft · $1,000/sqft · 166 DOM

5000 GASPARILLA ROAD UNIT 104Sold · Dec ’25

$1,060,000

5000 GASPARILLA ROAD UNIT 104

1 bd · 2 ba · 828 sqft · $1,280/sqft · 24 DOM

5000 GASPARILLA ROAD UNIT 304Sold · Feb ’26

$1,150,000

5000 GASPARILLA ROAD UNIT 304

1 bd · 2 ba · 900 sqft · $1,278/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4130 SNAIL ISLAND COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4130 SNAIL ISLAND COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

4130 SNAIL ISLAND COURT FAQs

What would the monthly payment be for 4130 SNAIL ISLAND COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $63,501/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4130 SNAIL ISLAND COURT?+

The most recent tax bill on record (2025) was $77,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Boca Grande?+

At $9,850,000, this home is listed about 380% above the Boca Grande median of $2,050,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4130 SNAIL ISLAND COURT?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Island Coast High School (high), Cape Coral High School (high), North Fort Myers High School (high), The Sanibel School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$9,850,000 runs 3308% above the BOCA GRANDE 33921 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Island Coast High School, Cape Coral High School, North Fort Myers High School, The Sanibel School — The Island School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BOCA GRANDE REAL ESTATE, INC. · Heath Seckel. MLS #D6147090.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Boca Grande homes, in your inbox

Like 4130 SNAIL ISLAND COURT but not quite? A daily digest of every new listing in Boca Grande — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 14, 2026 at 10:04 PM UTC. The listing information on this page last changed on August 14, 2026 at 10:04 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 14, 2026 at 10:04 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 14, 2026 at 10:04 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.