14315 MONTMARTE AVENUE, PORT CHARLOTTE, FL, 33981
Active613 days on marketListed Dec 5, 2024MLS #D6139347
About this home
14315 MONTMARTE AVENUE
Build your dream home in the Waterfront Community of South Gulf Cove on this DOUBLE LOT on the Montmarte Waterway. This double lot boasts a generous size, providing ample space to create the ultimate oasis. Imagine waking up every morning to breathtaking sunrises and enjoying stunning panoramic views as you sip your coffee. With its desirable location, the lot is within close proximity to numerous world-class golf courses, pristine beaches, marinas, and an array of recreational activities that Florida is known for. South Gulf Cove is a vibrant community that offers the perfect blend of tranquility and convenience. Residents here enjoy a serene atmosphere, surrounded by lush greenery and picturesque waterfronts, while still being just a short drive away from the bustling city life. Explore the charming locally-owned shops, indulge in culinary delights at nearby restaurants, or soak up the sun and surf along the pristine sandy beaches - the possibilities are truly endless! With its convenient access to major highways, residents can easily explore the wider area and discover all that Florida has to offer, including renowned cultural attractions, shopping districts, and entertainment venues. Boating enthusiasts will be delighted to know that the lot provides access to the Gulf of Mexico, offering endless adventures on the water. Whether you plan to build your forever home or invest in a lucrative property, this vacant lot in South Gulf Cove is truly a standout opportunity. Don't miss your chance to own a piece of paradise in this highly desirable neighborhood. Act fast, as properties like this seldom come on the market! Contact us today to schedule a private viewing and let the dreams of coastal living become a reality at South Gulf Cove, Florida.
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,676 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,676/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 405% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14315 MONTMARTE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$480,000
14382 LILLIAN CIRCLE · same community
3 bd · 2 ba · 1,451 sqft · $331/sqft · 219 DOM
Sold · Apr ’26$400,000
14150 MAYSVILLE CIRCLE · same community
3 bd · 2 ba · 1,564 sqft · $256/sqft · 42 DOM
Sold · Jul ’26$375,000
10071 SUNDAY DRIVE · same community
3 bd · 2 ba · 1,622 sqft · $231/sqft · 333 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14315 MONTMARTE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14315 MONTMARTE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14315 MONTMARTE AVENUE FAQs
What would the monthly payment be for 14315 MONTMARTE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,676/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14315 MONTMARTE AVENUE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14315 MONTMARTE AVENUE?+
The most recent tax bill on record (2024) was $2,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14315 MONTMARTE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $199,500, this home is listed about 40% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 14315 MONTMARTE AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$199,500 runs 405% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
613 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $235,000, now $199,500 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6139347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 14315 MONTMARTE AVENUE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →