14702 LILLIAN CIRCLE, PORT CHARLOTTE, FL, 33981
Active135 days on marketListed Mar 20, 2026MLS #C7523610
About this home
14702 LILLIAN CIRCLE
Discover an exceptional opportunity to build your dream waterfront home on this .25-acre (11,101 sq ft) buildable lot in the highly sought-after boating community of South Gulf Cove. Perfectly positioned on a canal (with three fixed bridges) leading to direct Gulf access, this prime property offers both privacy and breathtaking sunset views thanks to its unique canal orientation. This property has public water and sewer available. Located at the President Waterway, the property enjoys expansive water views and easy navigation through the community lagoon. From your backyard, cruise effortlessly through the waterways and lock system into Charlotte Harbor, where the Myakka River and Peace River meet, and continue on to the Gulf of Mexico—a true boater’s paradise. South Gulf Cove offers an array of desirable amenities, including optional HOA membership and an optional Yacht Club, a community recreation center, parks, and a public boat ramp. The location is ideal, just a short drive to the pristine beaches of Boca Grande, Englewood Beach, and Manasota Key, as well as nearby shopping, schools, churches, and local attractions. Sports enthusiasts will appreciate being only 15 minutes from the Charlotte County Sports Complex, the spring training home of the Tampa Bay Rays and home of the Charlotte Stone Crabs. This is a rare opportunity to secure a premier waterfront lot in one of the area’s most desirable communities. This property is approximately 20 minutes from US-41 and 30 minutes from I-75 for easy access North and South thrhoughout the state.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,000 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,000/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14702 LILLIAN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$480,000
14382 LILLIAN CIRCLE · same community
3 bd · 2 ba · 1,451 sqft · $331/sqft · 219 DOM
Sold · Apr ’26$400,000
14150 MAYSVILLE CIRCLE · same community
3 bd · 2 ba · 1,564 sqft · $256/sqft · 42 DOM
Sold · Jul ’26$375,000
10071 SUNDAY DRIVE · same community
3 bd · 2 ba · 1,622 sqft · $231/sqft · 333 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14702 LILLIAN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14702 LILLIAN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14702 LILLIAN CIRCLE FAQs
What would the monthly payment be for 14702 LILLIAN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,000/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14702 LILLIAN CIRCLE?+
The most recent tax bill on record (2025) was $1,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14702 LILLIAN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $114,900, this home is listed about 66% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14702 LILLIAN CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$114,900 runs 188% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
135 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7523610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 14702 LILLIAN CIRCLE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →