9542 RUM RUNNER ROAD, PLACIDA, FL, 33946
Active933 days on marketListed Dec 30, 2023MLS #D6133991
About this home
9542 RUM RUNNER ROAD
Experience the charm of island tranquility with this enchanting 4-bedroom beach haven, nestled on the serene Little Gasparilla Island. It's time for you to indulge in the island lifestyle. Stepping inside this 1,440-square-foot oasis reveals a gracefully maintained and thoughtfully updated interior. Each of the four bedrooms offers a cozy escape after sun-drenched adventures, while the two bathrooms have been revitalized with new vanities and toilets, ensuring modern comfort. Imagine lounging on the expansive lanai, where gentle gulf breezes whisper through the air, offering a glimpse of the sparkling waters. With the home's location a mere three lots away from the gulf, leisurely strolls take you directly to the deeded beach access of Gaspar's Hideaway. The ground level transforms into an alfresco entertainment hub, complete with a built-in cooking area featuring a gas grill, mini-fridge, ice maker, and a fully decked lounge space to gather and create unforgettable memories. An outdoor shower affords a refreshing rinse from beach jaunts or boating excursions. Additional conveniences include a spacious tool shed/tackle room and an extra non-conforming bedroom for visiting guests. The home eagerly awaits its new occupants with furnishings setting the stage for a seamless transition into island life. Whether you're seeking a family getaway or a private retreat, take the step towards crafting new tales of island living—begin with a visit to this cherished homestead on Little Gasparilla Island. This inviting property offers the flexibility of weekly rental options to accommodate your short-term accommodation needs. Pets with owner approval Please include 12 percent Tax, Cleaning Fee and Reservation fees. NO Smoking Please note this is bridgeless barrier island. Bring your own boat or book the water taxi. Come and get away from it all...
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,440
Sqft
0.2 ac
Lot size
1992
Year built
One
Levels
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$6 vs $382
Days on market
933 vs 91 typical
Where $6/sqft sits among the 169 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
68 of 169
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 9542 RUM RUNNER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$587,500
9390 LITTLE GASPARILLA ISLAND
3 bd · 2 ba · 1,400 sqft · $420/sqft · 294 DOM
Sold · Jul ’26$595,000
8932 GULF STREET
3 bd · 2 ba · 1,398 sqft · $426/sqft · 28 DOM
Sold · Jun ’26$775,000
9776 LITTLE GASPARILLA ISLAND
3 bd · 2 ba · 1,365 sqft · $568/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9542 RUM RUNNER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9542 RUM RUNNER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9542 RUM RUNNER ROAD FAQs
What would the monthly payment be for 9542 RUM RUNNER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $218/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9542 RUM RUNNER ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $8,000, this home is listed about 99% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9542 RUM RUNNER ROAD?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PLACIDA 33946 market on paper
$8,000 is 77% below the PLACIDA 33946 median of $35,000, and at $6/sqft it sits under the Placida average of $470.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
933 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D6133991.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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