David Ramirez
$615,000$625,0005 bd4 ba3,112 sqft$198 /sqft$4,558 /mo all-in ↓

42211 HAMMOCK LANE, PUNTA GORDA, FL, 33982

Active7 days on marketListed Jul 26, 2026MLS #C7528842

Reduced $10KSingle Family ResidenceBABCOCK RANCH COMMUNITY PH 1A

Come see it

Upcoming open house

Sun, Aug 2

11:00 AM – 1:00 PM

About this home

42211 HAMMOCK LANE

Experience the best of the Babcock Ranch lifestyle in this impressive 5-bedroom, 4-bath former model home offering over 3,100 square feet of living space and more than $70,000 in upgrades. Thoughtfully updated throughout, the home features newer flooring, plantation shutters, a reverse osmosis system, newer appliances, pet-friendly Stainmaster carpet, fresh Sherwin-Williams enamel paint, an upgraded staircase, custom shiplap accent walls, smart door locks, a newly screened lanai with no-see screening, and more. The spacious two-story floor plan offers plenty of room for everyday living, entertaining, working from home, and hosting guests. Outside the home, enjoy the incredible Babcock Ranch lifestyle with an extensive network of walking and biking trails, lakes, parks, community pools, fitness and recreational opportunities, sports facilities, community events, shopping, dining, and a vibrant social atmosphere. Located in America’s first solar-powered town, this move-in-ready home offers the perfect combination of space, upgrades, modern convenience, and the connected lifestyle that makes Babcock Ranch such a special place to call home.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,112

Sqft

0.16 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$198

Per sqft

Negotiable

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Microwave · Refrigerator · Washer · Whole House R.O. System
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorHurricane Shutters · Lighting · Private Entrance · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$10,185/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Public · Sprinkler Recycled · Street Lights · Underground Utilities
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,558 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,319
PMI (est., until 20% equity)$231
Property tax — 2025 actual bill$849
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,500
Interest rate6.00%
Loan term

Estimated payment

$4,558/mo

Principal & interest$3,319
PMI (est., until 20% equity)$231
Property taxes (actual bill)$849
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$198 vs $206

Days on market

7 vs 59 typical

Where $198/sqft sits among the 400 Punta Gorda actives

100
134 · this home
74
48
15
29
$118–170$170–222$222–274$274–327$327–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Babcock Ranch

Map of 42211 HAMMOCK LANE inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Babcock Ranch — neighborhood snapshot

Population

1,383

Median age

51

Median income

$121,216

Median home value

$440,349

Avg household

3

Households w/ children

150

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

177 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 373% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $615,000 $10K
Jul 26, 2026Listed at $625,000 · 7 days on market since
2022Built · BABCOCK RANCH COMMUNITY PH 1A

Reality check

What actually sold near 42211 HAMMOCK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

42179 HAMMOCK LANESold · Jun ’26

$646,500

42179 HAMMOCK LANE · same community

4 bd · 2 ba · 2,412 sqft · $268/sqft · 7 DOM

16984 CURRY PRESERVE DRIVESold · Jan ’26

$485,000

16984 CURRY PRESERVE DRIVE · same community

3 bd · 2 ba · 1,984 sqft · $244/sqft · 77 DOM

16928 CURRY PRESERVE DRIVESold · Aug ’25

$400,000

16928 CURRY PRESERVE DRIVE · same community

3 bd · 2 ba · 1,770 sqft · $226/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 42211 HAMMOCK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 42211 HAMMOCK LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

42211 HAMMOCK LANE FAQs

What would the monthly payment be for 42211 HAMMOCK LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,558/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 42211 HAMMOCK LANE?+

The most recent tax bill on record (2025) was $10,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $615,000, this home is listed about 78% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 42211 HAMMOCK LANE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$615,000 runs 373% above the PUNTA GORDA 33982 median — but at 3,112 sqft it's also nearly twice the size of the typical Punta Gorda listing.

02Fresh on the market

Only 7 days on market in a Punta Gorda market that averages 59 — if it fits, move quickly.

03The price has already moved

Listed at $625,000, now $615,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY FT MYER · Brian White. MLS #C7528842.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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