5302 SWAYING PALM DRIVE, PUNTA GORDA, FL, 33982
Active4 days on marketListed Jul 23, 2026MLS #C7528632
About this home
5302 SWAYING PALM DRIVE
Incredible opportunity in a peaceful and highly desirable rural Punta Gorda location! Situated on a spacious 1+ acre lot, this property offers endless possibilities—whether you are looking for a high-potential investment, a quiet site to build your custom dream home, or a place to rehab and enjoy. The existing 1-bedroom, 1 bonus room, 1-bathroom mobile home features a spacious outdoor covered porch that runs the length of the house and provides a great layout ready for your TLC and personal touches. The expansive grounds include 2 storage sheds, 2 carports, a large chicken coop, and a six-foot chain-link fence around the entire property with a double gate for easy entrance with a truck and trailer or an RV. This property comes completely turnkey—everything currently on the property conveys with the sale, including a boat! Highlights include NO FLOOD ZONE designation, conveniently located within 10 miles of major shopping centers, restaurants, and medical facilities. The grounds feature large shade trees, one of which has a tree house and some fruit trees. Looking for even more space or flexibility? The adjacent 1-acre lot is also available for purchase separately. Don’t miss out on this versatile property with unlimited potential—schedule your private viewing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
672
Sqft
1 ac
Lot size
1972
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,630 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,630/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$298 vs $208
Days on market
4 vs 59 typical
Where $298/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
179 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5302 SWAYING PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$25,000
5926 SABALWOOD DRIVE · same community
3 bd · 1 ba · 480 sqft · $52/sqft · 10 DOM
Sold · Feb ’26$149,000
5780 SWAYING PALM DRIVE · same community
3 bd · 2 ba · 1,404 sqft · $106/sqft · 141 DOM
Sold · Mar ’26$55,000
43 4TH STREET
1 bd · 1 ba · 559 sqft · $98/sqft · 199 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5302 SWAYING PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5302 SWAYING PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5302 SWAYING PALM DRIVE FAQs
What would the monthly payment be for 5302 SWAYING PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,630/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5302 SWAYING PALM DRIVE?+
The most recent tax bill on record (2025) was $2,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $200,000, this home is listed about 42% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 5302 SWAYING PALM DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$200,000 runs 48% above the PUNTA GORDA 33982 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 4 days on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Rita Capello-Clark. MLS #C7528632.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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