321 CAPRI ISLES CT, PUNTA GORDA, FL, 33950
Active1 days on marketListed Jul 20, 2026MLS #C7528462
About this home
321 CAPRI ISLES CT
LIVE THE ULTIMATE PUNTA GORDA ISLES WATERFRONT LIFESTYLE! Perfectly positioned on 80 feet of city-maintained saltwater canal frontage with less than a 15-minute powerboat ride to Charlotte Harbor, this completely updated 4-bedroom, 3-bath pool home offers the ideal combination of luxury, comfort, and exceptional boating access. With desirable western rear exposure, you'll enjoy breathtaking sunsets from your screened lanai, heated saltwater pool, and backyard - creating the perfect backdrop for relaxing evenings andwaterfront entertaining. Designed for effortless everyday living and entertaining, the split-bedroom floor plan features formal living and dining rooms, a spacious family room, and a beautifully updated kitchen showcasing high-end Bosch stainless steel appliances, including a built-in wine cooler. New luxury vinyl plank flooring flows throughout the home, while expansive sliding glass doors flood the interior with natural light and create a seamless transition to the screened lanai and pool,maximizing Florida's sought-after indoor-outdoor lifestyle. The private primary suite offers direct access to the lanai and pool, while three additionalbedrooms and three full baths provide comfortable accommodations for family and guests. The entire home has been thoughtfully renovated with exceptional attention to detail and quality. Major improvements include a new roof (2024) with a transferable 10-year warranty, new HVAC (June 2026) with a transferable 10-year warranty, complete re-plumbing (2021), impact windows (2021), an impact-rated front entry door and garage door, R-35 blown-in attic insulation (2024), new luxury vinyl plank flooring throughout, exterior repainting (2021), and professionally epoxied driveway, sidewalk, and garage floor. The outdoor living space has been equally enhanced with a heated saltwater pool resurfaced with PebbleTect (2021), new pool heater (2021), and new pool pump and salt cell (2024), providing years of low-maintenance enjoyment. Located in the heart of Punta Gorda Isles, you'll enjoy one of Southwest Florida's premier waterfront communities where boating, fishing, kayaking, and spectacular sunsets are part of everyday life. Just minutes away, historic downtown Punta Gorda offers charming boutiques, art galleries, waterfront restaurants, Harborwalk, beautiful parks, golf courses, pickleball and tennis courts, the popular weekly Farmers Market, and Fishermen's Village for waterfront dining, shopping, and entertainment. Convenient access to Punta Gorda Airport, Interstate 75, and Gulf beaches makes this an outstanding location for both full-time residents and seasonalhomeowners. Whether you're searching for a primary residence, winter retreat, or exceptional waterfront investment, this beautifully renovated waterfront home delivers premium updates, spectacular sunset views, outstanding boating access, and the exceptional Southwest Florida lifestyle you've dreamed of. PLEASE VIEW THE ATTACHED VIRTUAL TOUR FOR MORE DETAILS...All dimensions and specifications are deemed to be accurate and should be verified by the buyer or buyer's agent.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,926
Sqft
0.22 ac
Lot size
2
Garage
1969
Year built
One
Levels
$404
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,097 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,097/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 05
$404 vs $336
Days on market
1 vs 59 typical
Where $404/sqft sits among the 12 homes for sale in PUNTA GORDA ISLES SEC 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
6 of 12
PUNTA GORDA ISLES SEC 05 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 321 CAPRI ISLES CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$535,000
390 CAPRI ISLES COURT · same community
3 bd · 2 ba · 1,955 sqft · $274/sqft · 81 DOM
Sold · Feb ’26$622,500
301 DELIDO COURT · same community
3 bd · 3 ba · 1,871 sqft · $333/sqft · 21 DOM
Sold · Apr ’26$450,000
440 SORRENTO COURT · same community
3 bd · 2 ba · 1,870 sqft · $241/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 321 CAPRI ISLES CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 321 CAPRI ISLES CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
321 CAPRI ISLES CT FAQs
What would the monthly payment be for 321 CAPRI ISLES CT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,097/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 321 CAPRI ISLES CT?+
The most recent tax bill on record (2025) was $5,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 321 CAPRI ISLES CT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $779,000, this home is listed about 126% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 321 CAPRI ISLES CT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$779,000 runs 188% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bill Richey. MLS #C7528462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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