740 VIA ESPLANADE, PUNTA GORDA, FL, 33950
Active206 days on marketListed Dec 29, 2025MLS #C7519375
About this home
740 VIA ESPLANADE
PRICE REDUCTION....MOTIVATED SELLER! Do you: Love the Florida life style? Enjoy entertaining? Have an RV? Own a boat? Collect Cars? If the answer is YES to any or all of the above…Read on! Situated in the heart of beautiful Punta Gorda at 740 Via Esplanade, this sprawling 2366 Sq ft, single-family home is a signature blend of luxury, comfort and style. Boasting 2 spacious bedrooms and 2 bathrooms, this gem is equipped with a myriad of modern, high-quality upgrades. Arriving at the property, a circular driveway and a four-car garage welcome you, with an additional 51ft RV garage able to store 4+ cars sporting an impressive 11' 2' door. Delight in the recently painted exterior (2025) and the confidence of a new roof installed in 2024. Venture inside to find sunlit rooms adorned with plantation shutters and durable ceramic tile flooring throughout. Entertain with ease in the large rooms, kept temperate year-round thanks to a newer (2021) air conditioning system. The heart of the home, the kitchen, flaunts stainless steel appliances installed in 2021 along with solid wood cabinets and new countertops. A modern induction cooktop, pot filler, and exhaust fan complete the package. Step into tranquility in the primary bath equipped with a jacuzzi tub. Indulge in the freedom of an enclosed, screened outdoor shower. The non-wood burning fireplace adds a cozy element to this charming residence. A staple of this property is the resurfaced pool (2022) surrounded by sun-shades, perfect for the Florida warm weather. The 30ft dock with water, electric, and a 6000-pound boat lift is a boater's dream, and only 15 minutes to Charlotte Harbor via one fixed bridge. Situated on an oversized lot, enjoy a fantastic long view down the canal, the ideal setting for evening relaxation. Not forgetting the whole house water softener and new water heater installed in 2022, this property is freshly polished from top to bottom. You'll love the neighborhood's proximity to historic downtown Punta Gorda and Fishermen's Village, great shopping, and many excellent restaurants. Experience the joys of coastal living at this Punta Gorda haven. Contact us today to schedule a personal viewing or for further information. This isn't just a home; it's a lifestyle. Don't miss out! All dimensions and specifications are deemed to be correct and should be verified to the buyer or buyer's agent satisfaction. Fireplace is inoperable for wood burning and is not warranted. Please see attached FAQ/Exclusion for more details
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,366
Sqft
0.3 ac
Lot size
4
Garage
1980
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,666 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,666/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 139% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 740 VIA ESPLANADE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 740 VIA ESPLANADE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
740 VIA ESPLANADE FAQs
What would the monthly payment be for 740 VIA ESPLANADE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,666/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 740 VIA ESPLANADE?+
The most recent tax bill on record (2025) was $9,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 740 VIA ESPLANADE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $650,000, this home is listed about 88% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 740 VIA ESPLANADE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 139% above the PUNTA GORDA 33950 median — but at 2,366 sqft it's also 38% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
206 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $729,000, now $650,000 — a $79K cut. The full history is in the market section below.
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bill Richey. MLS #C7519375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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