1144 PINE STREET, ENGLEWOOD, FL, 34223
Active10 days on marketListed Jul 14, 2026MLS #C7528330
About this home
1144 PINE STREET
Virtually Staged. Enjoy peaceful waterfront living in this charming 2-bedroom, 1-bathroom lakefront home, perfectly positioned on a spacious lot with beautiful water views and a relaxed setting. This cozy residence offers inviting curb appeal with bright blue shutters, a functional layout, and the versatility to serve as a full-time residence, seasonal retreat, or investment property. Recent updates include a new mini-split air conditioning system installed in June 2026, impact windows for added storm protection and energy efficiency, and a water heater installed in 2019. The property also offers the benefit of transferrable insurance, providing added peace of mind for the next owner. The property features a covered carport with front doors for convenient protected parking, along with a large gravel driveway providing ample space for vehicles, boats, RVs, or trailers. A fully fenced yard offers privacy and plenty of room for pets, outdoor activities, and entertaining. A new mini split A/C installed in June 2026. Step inside to a bright and welcoming open-concept living and dining area showcasing terracotta tile flooring throughout, coastal-inspired finishes, and a warm, comfortable atmosphere. Decorative shiplap walls, custom built-in shelving, and a stylish electric fireplace create a charming focal point perfect for relaxing evenings or entertaining guests. A versatile bonus room provides additional living space ideal for a home office, hobby room, guest area, or extra storage to suit your needs. The bright kitchen features white shaker cabinetry, butcher block countertops, a subway tile backsplash, and pantry storage overlooking the living area. The inviting bedroom retreat offers decorative paneling, and generous closet storage with classic louvered doors. The adjoining bathroom has been tastefully updated with timeless white subway tile, a tub/shower combination with frosted glass enclosure, a modern vanity, and built-in shelving for added convenience. Step outside to the expansive backyard designed for both relaxation and functionality. A charming deck provides the perfect spot to enjoy morning coffee or unwind while taking in the peaceful waterfront views. The property also includes a covered boat shed with a concrete pad, offering protected storage for your boat, trailer, or recreational equipment, along with a separate 10x20 storage shed/workshop for tools, hobbies, and outdoor gear. The backyard opens to tranquil lake views framed by mature trees and lush greenery, creating a serene backdrop for enjoying Florida’s outdoor lifestyle. With abundant open space, this property offers room for gardening, recreation, entertaining, or simply relaxing while taking in the beauty of the waterfront setting. Ideally located near the heart of Englewood, this home offers easy access to local restaurants, shopping, parks, and the beautiful Gulf beaches. Enjoy a short drive to Englewood Beach, Stump Pass Beach State Park, and the scenic shores of Manasota Key. Explore charming Dearborn Street, local dining, farmers markets, outdoor recreation, boating, fishing, and all that Florida’s Gulf Coast lifestyle has to offer. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
616
Sqft
0.27 ac
Lot size
1965
Year built
One
Levels
$317
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,600 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,600/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.3%
$/sqft vs ACREAGE
$317 vs $341
Days on market
10 vs 59 typical
Where $317/sqft sits among the 149 homes for sale in ACREAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,036
Median age
67.6
Median income
$70,155
Median home value
$358,000
Avg household
1.89
Households w/ children
693
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
61 of 149
ACREAGE have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1144 PINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$186,000
18136 STATE ROAD 52 · same community
2 bd · 2 ba · 930 sqft · $200/sqft · 4 DOM
Sold · Nov ’25$190,000
811 S LONE OAK DRIVE · same community
3 bd · 1 ba · 1,104 sqft · $172/sqft · 6 DOM
Sold · Jul ’26$214,900
1050 REYNOLDS ROAD · same community
3 bd · 1 ba · 1,133 sqft · $190/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1144 PINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1144 PINE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1144 PINE STREET FAQs
What would the monthly payment be for 1144 PINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,600/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1144 PINE STREET?+
The most recent tax bill on record (2025) was $2,471. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1144 PINE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $194,999, this home is listed about 47% below the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 1144 PINE STREET?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ENGLEWOOD 34223 market on paper
$194,999 is 50% below the ENGLEWOOD 34223 median of $387,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $294,999, now $194,999 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Andrew Herzog. MLS #C7528330.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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