0 RIVER RANCH, LAKE WALES, FL, 33898
Active615 days on marketListed Nov 15, 2024MLS #K4902696
About this home
0 RIVER RANCH
This 1.28 acre parcel of land is located in Central Florida's River Ranch area. A private gated community that offers owners and members exclusive access to 44,000 acres of unspoiled nature. Enjoy a variety of outdoor activities including ATV / 4-wheeler mudding, trail riding, hunting, fishing, primitive camping and archery. This community is perfect for adventurers and nature lovers. This lot is not buildable and is inaccessible.
Facts & features
The home at a glance
1.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$252 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$252/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% below the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 RIVER RANCH
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$186,000
18136 STATE ROAD 52 · same community
2 bd · 2 ba · 930 sqft · $200/sqft · 4 DOM
Sold · Nov ’25$190,000
811 S LONE OAK DRIVE · same community
3 bd · 1 ba · 1,104 sqft · $172/sqft · 6 DOM
Sold · Jul ’26$214,900
1050 REYNOLDS ROAD · same community
3 bd · 1 ba · 1,133 sqft · $190/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 RIVER RANCH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 RIVER RANCH — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 RIVER RANCH FAQs
What would the monthly payment be for 0 RIVER RANCH?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $252/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 RIVER RANCH?+
The most recent tax bill on record (2023) was $8. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Wales?+
At $14,500, this home is listed about 94% below the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 0 RIVER RANCH?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE WALES 33898 market on paper
$14,500 is 90% below the LAKE WALES 33898 median of $144,900.
02Time on market is leverage
615 days on market against a Lake Wales median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $18,000, now $14,500 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WESTLAKE REAL ESTATE CO., INC. · Anne Lazzari. MLS #K4902696.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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