David Ramirez
$285,0003 bd2 ba1,804 sqft$158 /sqft$2,105 /mo all-in ↓

321 WEBER TERRACE, PORT CHARLOTTE, FL, 33952

Active20 days on marketListed Jul 13, 2026MLS #C7528204

WaterfrontSingle Family ResidencePORT CHARLOTTE SEC 025

About this home

321 WEBER TERRACE

CHARMING WATERFRONT LIVING IN THE HEART OF PORT CHARLOTTE! Nestled along a peaceful canal in a quiet Port Charlotte neighborhood, this 3 BEDROOM, 2 BATHROOM WATERFRONT HOME offers the perfect opportunity to enjoy the laid-back Florida lifestyle. Featuring a PRIVATE DOCK, 7000-POUND BOAT LIFT, and inviting living spaces both inside and out, this home is ideal for boating enthusiasts, seasonal residents, or anyone looking to enjoy waterfront living. Step inside and discover a warm, welcoming interior filled with natural light and timeless charm. One of the home's standout features is the spacious FLORIDA/FAMILY ROOM, complete with a beautiful STONE FIREPLACE that creates a cozy focal point and the perfect gathering place for relaxing with family or entertaining guests year-round. The updated kitchen has been thoughtfully refreshed and features NEWER APPLIANCES, ample cabinetry, and a functional layout that makes meal preparation both convenient and enjoyable. It flows comfortably into the surrounding living spaces, making everyday living effortless. The home offers THREE WELL-SIZED BEDROOMS, providing comfortable accommodations for family, guests, or a home office, while two full bathrooms add convenience and functionality. Step outside and enjoy everything waterfront living has to offer. The private dock and 7000-POUND BOAT LIFT provide easy access for your boat, making it simple to spend the day exploring Charlotte Harbor, fishing, or cruising Southwest Florida's beautiful waterways. Whether you're enjoying your morning coffee by the water or unwinding after a day on the boat, the peaceful canal setting creates the perfect backdrop. Conveniently located near shopping, dining, parks, golf courses, medical facilities, and historic downtown Punta Gorda, you'll enjoy the best of both worlds—a quiet residential setting with easy access to everything Southwest Florida has to offer. Whether you're looking for a full-time residence, winter retreat, or waterfront getaway, this charming home offers comfort, character, and the opportunity to embrace the Florida lifestyle. DON'T MISS YOUR CHANCE TO OWN THIS CHARMING WATERFRONT HOME WITH A PRIVATE DOCK, BOAT LIFT, AND PEACEFUL CANAL SETTING IN PORT CHARLOTTE!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,804

Sqft

0.22 ac

Lot size

1958

Year built

One

Levels

$158

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingCovered
ExteriorLighting · Private Mailbox · Rain Gutters · Storage

Community & fees

Taxes (2025)$1,693/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,105 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$141
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,105/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$141
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$238KedgeAI estimate $260,144 · range $248K$306K$318K

vs edgeAI estimate

+9.6%

$/sqft vs PORT CHARLOTTE SEC 025

$158 vs $249

Days on market

20 vs 56 typical

Where $158/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 025

1 · this home
0
2
2
0
1
$158–183$183–209$209–234$234–259$259–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 321 WEBER TERRACE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

33,991

Median age

53.7

Median income

$56,117

Median home value

$224,900

Avg household

2.3

Households w/ children

2,952

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$289K$301K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

2 of 6

PORT CHARLOTTE SEC 025 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $285,000 · 20 days on market since
1958Built · PORT CHARLOTTE SEC 025

Reality check

What actually sold near 321 WEBER TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21452 EDGEWATER DRIVESold · Jan ’26

$204,000

21452 EDGEWATER DRIVE · same community

3 bd · 2 ba · 1,749 sqft · $117/sqft · 149 DOM

4238 GARDNER DRIVESold · Jul ’26

$350,000

4238 GARDNER DRIVE · same community

2 bd · 2.5 ba · 1,712 sqft · $204/sqft · 159 DOM

839 CONREID DRIVE NESold · Apr ’26

$209,000

839 CONREID DRIVE NE · same community

3 bd · 2 ba · 1,899 sqft · $110/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 321 WEBER TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 321 WEBER TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

321 WEBER TERRACE FAQs

What would the monthly payment be for 321 WEBER TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,105/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 321 WEBER TERRACE?+

The most recent tax bill on record (2025) was $1,693. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 321 WEBER TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $285,000, this home is listed about 15% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 321 WEBER TERRACE?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7528204.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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