4127 GARDNER DRIVE, PORT CHARLOTTE, FL, 33952
Active243 days on marketListed Dec 2, 2025MLS #C7518562
About this home
4127 GARDNER DRIVE
HUGE PRICE REDUCTION for YOU!! - Own your slice of PARADISE in this DELIGHTFULY TROPICAL retreat! GULF Access, SALTWATER Canal 'POOL' Home. TOO MANY UPDATES TO MENTION! MUST SEE! Very PEACEFUL and Tranquil setting at end of the canal with direct, serene WATER views from entire LANAI. Approx. 55' of Seawall, large wood DOCK for easy access to fish, kayak or other. One BRIDGE out to CHARLOTTE HARBOR & Gulf of Mexico. Great POOL with seated area to relax and ENJOY it All! Besides the Screened in Pool Cage there is an 'EXTRA' Large screened lanai with NEW VINYL removable windows for cooler season. There is an outdoor shower & sink/vanity for your towels. From Lanai IMPACT Sliders to Kitchen & LR/DR. TRUE Florida Living! New FRONT IMPACT Double door entry invites you in. Generous size FOYER w closet. BR's 2 & 3 up front with HALLWAY to 2 LARGE Beautiful Full baths. Each BATH has very LARGE Tiled SHOWERS. BEDROOM 1 has generous closet w close proximity to BATHS. All BR's & Baths have Pocket door for ease. LR/DR combo large area overlooks LANAI, POOL and WATERFRONT! TOTALY RENOVATED Kitchen! ALL NEW!! WHIRLPOOL APPLIANCES! MODERN Soft CLOSE CABINETS, GRANITE tops w SUBWAY TILE Backsplash. LARGE Walk-in PANTRY & Laundry Room w W/D Hookups off Kitchen & into the Garage. GARAGE also has side entry door for convenience. The Garage stores the ALUMINUM Hurricane Panels. This HOME will make anyone HAPPY to be living here. ENJOY all that Florida has to offer! MANY PARKS & Boat Launches within just a few miles. Spring Lake Boat Launch, Port Charlotte BEACH Park has 'some' amenities as it undergoes $22 Million revitalization & Improvements. William R. Gaines, Jr., VETERANS Memorial Park, Higgs Park, Bayshore Oaks Park & DOG PARK, Harbour Heights Park. SUNSEEKERS Waterfront RESORT & Downtown Punta Gorda, FISHERMANS Village, etc. GREAT Boating, Fishing, Fine Dining, Shopping all CLOSE Proximity Just a few miles. (All measurements approximate, buyer to verify all)
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,048
Sqft
0.3 ac
Lot size
1
Garage
1958
Year built
One
Levels
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,516 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,516/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 025
$310 vs $212
Days on market
243 vs 56 typical
Where $310/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 025
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
1 of 6
PORT CHARLOTTE SEC 025 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4127 GARDNER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$223,550
815 CONREID DRIVE NE · same community
3 bd · 1 ba · 1,077 sqft · $208/sqft · 31 DOM
Sold · May ’26$100,000
4134 GARDNER DRIVE · same community
3 bd · 2 ba · 1,216 sqft · $82/sqft · 7 DOM
Sold · May ’26$195,000
851 CONREID DRIVE NE · same community
3 bd · 1 ba · 874 sqft · $223/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4127 GARDNER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4127 GARDNER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4127 GARDNER DRIVE FAQs
What would the monthly payment be for 4127 GARDNER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4127 GARDNER DRIVE?+
The most recent tax bill on record (2025) was $3,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $325,000, this home is listed about 3% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4127 GARDNER DRIVE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$325,000 runs 117% above the PORT CHARLOTTE 33952 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
243 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $379,900, now $325,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Maryanna Zito. MLS #C7518562.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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