26392 LANCER LANE, PUNTA GORDA, FL, 33983
Active13 days on marketListed Jul 10, 2026MLS #C7528095
About this home
26392 LANCER LANE
Immaculately maintained pool home in the highly desirable community of Deep Creek! This bright and spacious 3-bedroom, 2-bath residence is ideally situated on a quiet cul-de-sac, offering a private greenbelt backdrop for added peace and privacy. Best of all, the property is located in Flood Zone X and is not in a designated high-risk FEMA flood zone. Recent improvements include a new A/C (2026), newer roof, newer pool pump, updated electrical panel, whole-house generator, EV charger, solar panels installed in 2022, hurricane shutters, and a heated pool with an attached spa. The fully equipped kitchen offers abundant cabinetry, generous counter space, and a convenient breakfast bar, making it ideal for both everyday living and entertaining. The spacious primary bedroom features a walk-in closet, private en-suite bath, and sliding glass doors that open directly to the screened lanai and pool area. Two additional bedrooms provide ample space for family, guests, or a home office. The updated guest bathroom features a beautifully remodeled walk-in shower and direct access to the lanai, making it perfect for poolside convenience. Enjoy Florida living from the screened lanai overlooking the sparkling heated pool and spa, all set against a tranquil greenbelt for exceptional privacy. Conveniently located just minutes from the public Deep Creek Golf Club, shopping, banking, restaurants, ice cream parlors, a pizzeria, barber and hair salons, and the charming historic downtown Punta Gorda waterfront. Interstate 75 is only minutes away, providing easy access for commuters, while Punta Gorda Airport, with Allegiant Airlines service, is just a short drive. With a very low annual HOA fee and the added savings of being located outside a high-risk flood zone, this home offers an exceptional combination of comfort, efficiency, location, and value. Whether you're looking for a full-time residence or a seasonal retreat, this beautiful home is ready to welcome you. PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,719
Sqft
0.22 ac
Lot size
2
Garage
1985
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,966 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,966/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.8%
$/sqft vs PUNTA GORDA ISLES SEC 23
$221 vs $179
Days on market
13 vs 59 typical
Where $221/sqft sits among the 27 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
14 of 27
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 407% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 26392 LANCER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$272,000
1393 VERMOUTH LANE · same community
2 bd · 2 ba · 1,736 sqft · $157/sqft · 16 DOM
Sold · Aug ’25$405,000
2268 MAURITANIA ROAD · same community
3 bd · 2 ba · 1,844 sqft · $220/sqft · 8 DOM
Sold · May ’26$290,000
2165 ONONDAGA LANE · same community
3 bd · 2 ba · 1,884 sqft · $154/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 26392 LANCER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26392 LANCER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
26392 LANCER LANE FAQs
What would the monthly payment be for 26392 LANCER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,966/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 26392 LANCER LANE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 26392 LANCER LANE?+
The most recent tax bill on record (2025) was $4,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 26392 LANCER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $380,000, this home is listed about 10% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 26392 LANCER LANE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$380,000 runs 407% above the PUNTA GORDA 33983 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Sheri Caulfield. MLS #C7528095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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