
1215 RIO DE JANEIRO AVENUE, PUNTA GORDA, FL, 33983
Active50 days on marketListed Jun 19, 2026MLS #A4695556
About this home
1215 RIO DE JANEIRO AVENUE
Virtually Staged. Completed in 2025 and ready for immediate occupancy, 1215 Rio De Janeiro Avenue is one of the most thoughtfully finished new construction homes available in Deep Creek today. This concrete block 3-bedroom, 3-bath home offers 2,214 square feet under air, sits on city water and sewer, HURRICANE IMPACT WINDOWS AND DOORS, carries an X flood zone designation, and has plenty of room to add a pool. At $395,000, the value here is exceptional and the wait is zero. Start with the primary suite. The bedroom is generous and bright, and the en-suite bath is finished with floor-to-ceiling porcelain tile, a frameless glass shower, quartz countertops with custom hardware, and undermount sinks. The second bathroom raises the bar even further with its own tiled shower and a stunning freestanding soaker tub that turns an ordinary bathroom into a genuine retreat. All three bathrooms throughout the home reflect the same commitment to quality finishes that defines every room in this build. Waterproof luxury vinyl plank flooring runs from the front door through every room of the home, clean and consistent underfoot. Eight-foot interior doors and 10-foot ceilings create a sense of volume and airiness that makes the home feel significantly larger than its already generous square footage. Hand-finished drywall, 5-inch base molding, recessed can lighting throughout all living areas, and a custom interior and exterior lighting and fan package complete an interior that was clearly designed with discerning buyers in mind. The kitchen is a genuine showpiece. A freestanding prep island with quartz countertops and a deep oversized undermount stainless sink anchors the space, surrounded by custom wood cabinetry with soft-close drawers, a double lazy Susan corner cabinet, a large walk-in closet pantry, and a marble tile backsplash. The built-in electric cooktop, wall-mounted stainless oven and microwave, pull-down kitchen faucet, and double-door refrigerator round out a kitchen built for people who take cooking seriously. The mechanical package is equally impressive. All windows and the front door are hurricane impact rated, so there are no shutters to install, store, or worry about. The 3-ton, 16 SEER air conditioning system features returns in every bedroom, delivering faster cooling, more consistent comfort throughout the home, a longer equipment lifespan, and lower monthly utility bills. The 200-amp electrical service and 50-gallon water heater ensure the home is equipped to handle modern living without compromise. Outside, the landscaped and lit front entry makes a strong first impression as you approach along the sidewalk. The epoxy-painted garage floor and thoughtful exterior lighting carry the interior quality all the way to the curb. The lot is ready for a future pool whenever you are. Deep Creek puts you minutes from I-75, everyday shopping and dining, and the waterfront charm of downtown Punta Gorda. Completed. Move-in ready. No flood zone. No builder wait. Deep Creek · 1215 Rio De Janeiro Avenue · Punta Gorda FL 33983 · Charlotte County
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,214
Sqft
0.22 ac
Lot size
2
Garage
2025
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,910 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.1%
$/sqft vs PUNTA GORDA ISLES SEC 23
$178 vs $180
Days on market
50 vs 61 typical
Where $178/sqft sits among the 26 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
17 of 26
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 365% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1215 RIO DE JANEIRO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$465,000
2542 MAURITANIA ROAD · same community
4 bd · 2 ba · 2,202 sqft · $211/sqft · 39 DOM
Sold · Jan ’26$375,300
26209 MADRAS COURT · same community
4 bd · 2 ba · 2,169 sqft · $173/sqft · 258 DOM
Sold · May ’26$365,000
1432 RAZORBILL LANE · same community
3 bd · 2 ba · 2,267 sqft · $161/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1215 RIO DE JANEIRO AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1215 RIO DE JANEIRO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1215 RIO DE JANEIRO AVENUE FAQs
What would the monthly payment be for 1215 RIO DE JANEIRO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,910/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1215 RIO DE JANEIRO AVENUE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1215 RIO DE JANEIRO AVENUE?+
The most recent tax bill on record (2025) was $1,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1215 RIO DE JANEIRO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $395,000, this home is listed about 16% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1215 RIO DE JANEIRO AVENUE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Traci Bolen. MLS #A4695556.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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