1356 RIO DE JANEIRO AVENUE UNIT 108, PUNTA GORDA, FL, 33983
Active34 days on marketListed Jul 6, 2026MLS #C7528066
About this home
1356 RIO DE JANEIRO AVENUE UNIT 108
Deep Creek 2BR/2BTH updated first floor condo with a carport. Situated on the 12th Fairway of the Deep Creek Golf Course. Enjoy the beautifuls views and nauture from your screen enclosed and covered lanai. Many recent updates within the last several years, which include: Metal roof; AC; Hot water tank; appliances; planked tile floor in the dining/living room; washer & dryer, along with a host of other nice features. Owners are allowed one domestic pet (cat or dog) up to 35lbs. Low monthly HOA fees. Restaurants, shopping, marinas, medical and airports, are all nearby. Owner would prefer to sell furnished. Now's the time to purchase before the busy fall/winter season arrives and available for a quick closing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,023
Sqft
2006
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,732 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,732/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
$/sqft vs Punta Gorda actives
$165 vs $207
Days on market
34 vs 62 typical
Where $165/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Serenity, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,800/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Deep Creek
Serenity is a short-term-rental community. See the full guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
196 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1356 RIO DE JANEIRO AVENUE UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$250,000
27035 MENTOR LANE
3 bd · 1.5 ba · 1,008 sqft · $248/sqft · 13 DOM
Sold · Sep ’25$295,000
27193 and 27197 VOYAGEUR DRIVE
2 bd · 2 ba · 968 sqft · $305/sqft · 96 DOM
Sold · Jan ’26$110,000
2180 HERON LAKE DRIVE UNIT 204
2 bd · 2 ba · 924 sqft · $119/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1356 RIO DE JANEIRO AVENUE UNIT 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1356 RIO DE JANEIRO AVENUE UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1356 RIO DE JANEIRO AVENUE UNIT 108 FAQs
What would the monthly payment be for 1356 RIO DE JANEIRO AVENUE UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,732/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1356 RIO DE JANEIRO AVENUE UNIT 108?+
The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1356 RIO DE JANEIRO AVENUE UNIT 108?+
The most recent tax bill on record (2025) was $3,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1356 RIO DE JANEIRO AVENUE UNIT 108 be rented short-term?+
Yes — this home sits inside Serenity, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1356 RIO DE JANEIRO AVENUE UNIT 108?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $169,000, this home is listed about 50% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1356 RIO DE JANEIRO AVENUE UNIT 108?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$169,000 runs 99% above the PUNTA GORDA 33983 median.
02Zoned for nightly rentals
Serenity is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Jeff Cardillo. MLS #C7528066.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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