1356 RIO DE JANEIRO AVENUE UNIT 108, PUNTA GORDA, FL, 33983
Active86 days on marketListed May 15, 2026MLS #C7526246
About this home
1356 RIO DE JANEIRO AVENUE UNIT 108
ANNUAL - ADORABLE, GROUND FLOOR CONDO - STUNNING GOLF COURSE VIEWS - FURNITURE OPTIONAL 2 BEDROOM / 2 BATHROOM condo in Serenity located in the deed-restricted community of Deep Creek. Spacious kitchen with wood cabinets and granite countertops, including a breakfast bar. Luxury Vinyl floors throughout the living/dining room and guest bedroom. Sliding glass doors open up the living room to breezy screened in lanai with a golf-course view. Beautifully maintained property and owner-managed COA. Covered carport with 1 assigned spot and room for guests. Well maintained sidewalks throughout the community. Great dining and entertainment options close in Port Charlotte and minutes to downtown Punta Gorda or 5-minute drive to I-75. Enjoy coffee and cocktails on lanai while watching birds and golfers play on golf course. SORRY NO PETS ALLOWED!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,023
Sqft
0.03 ac
Lot size
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$1 vs $207
Days on market
86 vs 62 typical
Where $1/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Serenity, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,800/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Deep Creek
Serenity is a short-term-rental community. See the full guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
195 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1356 RIO DE JANEIRO AVENUE UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$250,000
27035 MENTOR LANE
3 bd · 1.5 ba · 1,008 sqft · $248/sqft · 13 DOM
Sold · Sep ’25$295,000
27193 and 27197 VOYAGEUR DRIVE
2 bd · 2 ba · 968 sqft · $305/sqft · 96 DOM
Sold · Jan ’26$110,000
2180 HERON LAKE DRIVE UNIT 204
2 bd · 2 ba · 924 sqft · $119/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1356 RIO DE JANEIRO AVENUE UNIT 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1356 RIO DE JANEIRO AVENUE UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1356 RIO DE JANEIRO AVENUE UNIT 108 FAQs
What would the monthly payment be for 1356 RIO DE JANEIRO AVENUE UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 1356 RIO DE JANEIRO AVENUE UNIT 108 be rented short-term?+
Yes — this home sits inside Serenity, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1356 RIO DE JANEIRO AVENUE UNIT 108?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,475, this home is listed about 100% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1356 RIO DE JANEIRO AVENUE UNIT 108?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33983 market on paper
$1,475 is 98% below the PUNTA GORDA 33983 median of $85,000, and at $1/sqft it sits under the Punta Gorda average of $229.
02Zoned for nightly rentals
Serenity is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,500, now $1,475 — a $25 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Mandy Compton. MLS #C7526246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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